SGVA vs SPY

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSGVASPYWinner
Expense Ratio0.22%0.09%
AUM$507M$821.1B
Dividend Yield0.00%1.01%
Holdings2505
YTD Return+0.63%+14.24%
1Y Return-+21.71%
3Y Return (annualized)-+22.10%
5Y Return (annualized)-+13.21%
Volatility (annualized)-15.3%
Max Drawdown-0.0%-56.5%
Fund FamilyF-m investmentsState Street Investment Management
CategoryFixed IncomeEquity
InceptionJun 10, 2026Jan 22, 1993

SGVA vs SPY Performance

F/m Accumulator Ultrashort US Treasury Fund ETF (SGVA) is a ETF from F-m investments and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Year to date, SGVA is up 0.63% versus a gain of 14.24% for SPY.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -0.0% for SGVA and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SGVA charges 0.22% per year while SPY charges 0.09%. On a $10,000 position that is $22 vs $9 annually, a gap of $13 per year that compounds over a long holding period. On income, SGVA currently yields 0.00% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

SGVA and SPY share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SGVA or SPY?

SGVA has an expense ratio of 0.22% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $13 per year of difference.

What is the holdings overlap between SGVA and SPY?

SGVA and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, SGVA or SPY?

SGVA yields 0.00% while SPY yields 1.01%, so SPY currently pays the higher dividend yield.

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