SIL vs SPY

SIL vs SPY
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Quick Verdict

SPY has a lower expense ratio. SIL delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SILMore Diversified: SPY

Side-by-Side Comparison

MetricSILSPYWinner
Expense Ratio0.65%0.09%
AUM$4.8B$821.1B
Dividend Yield1.38%1.01%
Holdings44505
YTD Return+15.65%+13.17%
1Y Return+86.61%+21.53%
3Y Return (annualized)+59.22%+22.06%
5Y Return (annualized)+22.06%+13.35%
Volatility (annualized)40.3%15.3%
Max Drawdown-83.4%-56.5%
Fund FamilyGlobal X by mirae AssetState Street Investment Management
CategoryEquityEquity
InceptionApr 19, 2010Jan 22, 1993

SIL vs SPY Performance

Global X Silver Miners ETF (SIL) is a ETF from Global X by mirae Asset and State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management. Over the past year SIL returned +86.61% while SPY returned +21.53%. Year to date, SIL is up 15.65% versus a gain of 13.17% for SPY.

Over three years, SIL compounded at +59.22% per year against +22.06% for SPY; over five years the annualized figures are +22.06% and +13.35% respectively. Across the full 16-year window we track, SPY has the edge at +8.82% annualized vs +5.26%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SIL has been the more volatile fund, with annualized monthly volatility of 40.3% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.4% for SIL and -56.5% for SPY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.31. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SIL charges 0.65% per year while SPY charges 0.09%. On a $10,000 position that is $65 vs $9 annually, a gap of $56 per year that compounds over a long holding period. On income, SIL currently yields 1.38% against 1.01% for SPY.

Holdings Overlap

0.0%overlap

SIL and SPY share 0 holdings out of 541 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SIL or SPY?

SIL has an expense ratio of 0.65% while SPY charges 0.09%. SPY is the cheaper option. On a $10,000 investment, that is $56 per year of difference.

Which performed better, SIL or SPY?

Over the past year SIL returned +86.61% vs +21.53% for SPY, so SIL leads on 1-year performance. Over the longest common window we track (16 years), SIL annualized +5.26% vs +8.82% for SPY. Past performance does not guarantee future results.

Which is riskier, SIL or SPY?

SIL has been the more volatile fund at 40.3% annualized versus 15.3% for SPY. Worst drawdown: SIL -83.4% vs SPY -56.5%.

Should I hold both SIL and SPY?

SIL and SPY have a monthly-return correlation of 0.31, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SIL and SPY?

SIL and SPY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 541 unique securities.

Which pays a higher dividend, SIL or SPY?

SIL yields 1.38% while SPY yields 1.01%, so SIL currently pays the higher dividend yield.

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