SIVR vs VYM

SIVR vs VYM
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Quick Verdict

VYM has a lower expense ratio. SIVR delivered stronger 1-year returns. VYM offers more diversification with 616 holdings.

Lower Fees: VYMHigher Returns: SIVRMore Diversified: VYM

Side-by-Side Comparison

MetricSIVRVYMWinner
Expense Ratio0.30%0.04%
AUM$4.4B$81.6B
Dividend Yield0.00%2.24%
Holdings2616
YTD Return-4.53%+15.34%
1Y Return+81.49%+23.24%
3Y Return (annualized)+43.24%+19.22%
5Y Return (annualized)+23.70%+12.21%
Volatility (annualized)32.0%14.6%
Max Drawdown-75.8%-58.8%
Fund FamilyAberdeenVanguard (US)
CategoryCommodityEquity
InceptionJul 24, 2009Nov 10, 2006

SIVR vs VYM Performance

abrdn Physical Silver Shares ETF (SIVR) is a ETF from Aberdeen and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year SIVR returned +81.49% while VYM returned +23.24%. Year to date, SIVR is down 4.53% versus a gain of 15.34% for VYM.

Over three years, SIVR compounded at +43.24% per year against +19.22% for VYM; over five years the annualized figures are +23.70% and +12.21% respectively. Across the full 17-year window we track, SIVR has the edge at +9.53% annualized vs +7.04%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SIVR has been the more volatile fund, with annualized monthly volatility of 32.0% compared with 14.6% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -75.8% for SIVR and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.26. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SIVR charges 0.30% per year while VYM charges 0.04%. On a $10,000 position that is $30 vs $4 annually, a gap of $26 per year that compounds over a long holding period. On income, SIVR currently yields 0.00% against 2.24% for VYM.

Frequently Asked Questions

Which is cheaper, SIVR or VYM?

SIVR has an expense ratio of 0.30% while VYM charges 0.04%. VYM is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

Which performed better, SIVR or VYM?

Over the past year SIVR returned +81.49% vs +23.24% for VYM, so SIVR leads on 1-year performance. Over the longest common window we track (17 years), SIVR annualized +9.53% vs +7.04% for VYM. Past performance does not guarantee future results.

Which is riskier, SIVR or VYM?

SIVR has been the more volatile fund at 32.0% annualized versus 14.6% for VYM. Worst drawdown: SIVR -75.8% vs VYM -58.8%.

Should I hold both SIVR and VYM?

SIVR and VYM have a monthly-return correlation of 0.26, so combining them can provide real diversification depending on your allocation goals.

Which pays a higher dividend, SIVR or VYM?

SIVR yields 0.00% while VYM yields 2.24%, so VYM currently pays the higher dividend yield.

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