SMRI vs VTI
Bushido Capital US Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Quick Verdict
VTI has a lower expense ratio. SMRI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.
Side-by-Side Comparison
| Metric | SMRI | VTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.71% | 0.03% | |
| AUM | $697M | $666.9B | |
| Dividend Yield | 0.86% | 1.07% | |
| Holdings | 52 | 3,543 | |
| YTD Return | +35.11% | +13.14% | |
| 1Y Return | +49.07% | +22.35% | |
| 3Y Return (annualized) | - | +21.83% | |
| 5Y Return (annualized) | - | +12.01% | |
| Volatility (annualized) | 15.9% | 15.3% | |
| Max Drawdown | -18.1% | -56.6% | |
| Fund Family | Bushido Capital | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Sep 14, 2023 | May 24, 2001 |
SMRI vs VTI Performance
Bushido Capital US Equity ETF (SMRI) is a ETF from Bushido Capital and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year SMRI returned +49.07% while VTI returned +22.35%. Year to date, SMRI is up 35.11% versus a gain of 13.14% for VTI.
Risk: Volatility and Drawdowns
SMRI has been the more volatile fund, with annualized monthly volatility of 15.9% compared with 15.3% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.1% for SMRI and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.69. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SMRI charges 0.71% per year while VTI charges 0.03%. On a $10,000 position that is $71 vs $3 annually, a gap of $68 per year that compounds over a long holding period. On income, SMRI currently yields 0.86% against 1.07% for VTI.
Holdings Overlap
SMRI and VTI share 48 holdings out of 2790 unique holdings combined, representing a 5.1% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SMRI or VTI?
SMRI has an expense ratio of 0.71% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $68 per year of difference.
Which performed better, SMRI or VTI?
Over the past year SMRI returned +49.07% vs +22.35% for VTI, so SMRI leads on 1-year performance. Over the longest common window we track (3 years), SMRI annualized +28.64% vs +8.09% for VTI. Past performance does not guarantee future results.
Which is riskier, SMRI or VTI?
SMRI has been the more volatile fund at 15.9% annualized versus 15.3% for VTI. Worst drawdown: SMRI -18.1% vs VTI -56.6%.
Should I hold both SMRI and VTI?
SMRI and VTI have a monthly-return correlation of 0.69, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SMRI and VTI?
SMRI and VTI share 48 common holdings with a 5.1% weight overlap. Combined, they hold 2790 unique securities.
Which pays a higher dividend, SMRI or VTI?
SMRI yields 0.86% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.
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