SPIB vs VYM

Quick Verdict

VYM delivered stronger 1-year returns. SPIB offers more diversification with 1090 holdings.

Lower Fees: TiedHigher Returns: VYMMore Diversified: SPIB

Side-by-Side Comparison

MetricSPIBVYMWinner
Expense Ratio0.04%0.04%
AUM$11.4B$79.0B
Dividend Yield4.44%2.86%
Holdings5,091568
YTD Return-0.03%+16.10%
1Y Return+2.55%+25.99%
3Y Return (annualized)+5.72%+18.29%
5Y Return (annualized)+1.60%+12.35%
Volatility (annualized)4.1%14.6%
Max Drawdown-14.9%-58.8%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionFeb 10, 2009Nov 10, 2006

SPIB vs VYM Performance

State Street SPDR Portfolio Intermediate Term Corporate Bond ETF (SPIB) is a ETF from State Street Investment Management and Vanguard High Dividend Yield ETF (VYM) is a ETF from Vanguard (US). Over the past year SPIB returned +2.55% while VYM returned +25.99%. Year to date, SPIB is down 0.03% versus a gain of 16.10% for VYM.

Over three years, SPIB compounded at +5.72% per year against +18.29% for VYM; over five years the annualized figures are +1.60% and +12.35% respectively. Across the full 18-year window we track, VYM has the edge at +7.08% annualized vs +1.52%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VYM has been the more volatile fund, with annualized monthly volatility of 14.6% compared with 4.1% for SPIB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.9% for SPIB and -58.8% for VYM. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPIB charges 0.04% per year while VYM charges 0.04%. On a $10,000 position that is $4 vs $4 annually. On income, SPIB currently yields 4.44% against 2.86% for VYM.

Holdings Overlap

0.0%overlap

SPIB and VYM share 2 holdings out of 1646 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPIBWeight in VYMDifference
HUBB0.02%0.12%0.10%
GMT0.00%0.03%0.03%

Frequently Asked Questions

Which is cheaper, SPIB or VYM?

SPIB has an expense ratio of 0.04% while VYM charges 0.04%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, SPIB or VYM?

Over the past year SPIB returned +2.55% vs +25.99% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (18 years), SPIB annualized +1.52% vs +7.08% for VYM. Past performance does not guarantee future results.

Which is riskier, SPIB or VYM?

VYM has been the more volatile fund at 14.6% annualized versus 4.1% for SPIB. Worst drawdown: SPIB -14.9% vs VYM -58.8%.

Should I hold both SPIB and VYM?

SPIB and VYM have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPIB and VYM?

SPIB and VYM share 2 common holdings with a 0.0% weight overlap. Combined, they hold 1646 unique securities.

Which pays a higher dividend, SPIB or VYM?

SPIB yields 4.44% while VYM yields 2.86%, so SPIB currently pays the higher dividend yield.

Get Full ETF Analytics

Access complete holdings data, overlap analysis, screener tools, and more with FundXLS.