SPIB vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. SPIB offers more diversification with 1090 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: SPIB

Side-by-Side Comparison

MetricSPIBVOOWinner
Expense Ratio0.04%0.03%
AUM$11.4B$979.0B
Dividend Yield4.44%1.09%
Holdings5,091509
YTD Return-0.03%+13.79%
1Y Return+2.55%+23.01%
3Y Return (annualized)+5.72%+21.78%
5Y Return (annualized)+1.60%+13.39%
Volatility (annualized)4.1%14.1%
Max Drawdown-14.9%-34.3%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
InceptionFeb 10, 2009Sep 7, 2010

SPIB vs VOO Performance

State Street SPDR Portfolio Intermediate Term Corporate Bond ETF (SPIB) is a ETF from State Street Investment Management and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year SPIB returned +2.55% while VOO returned +23.01%. Year to date, SPIB is down 0.03% versus a gain of 13.79% for VOO.

Over three years, SPIB compounded at +5.72% per year against +21.78% for VOO; over five years the annualized figures are +1.60% and +13.39% respectively. Across the full 16-year window we track, VOO has the edge at +13.57% annualized vs +1.52%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 4.1% for SPIB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.9% for SPIB and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.50. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

SPIB charges 0.04% per year while VOO charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, SPIB currently yields 4.44% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

SPIB and VOO share 2 holdings out of 1593 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPIBWeight in VOODifference
GE0.02%0.60%0.58%
HUBB0.02%0.04%0.02%

Frequently Asked Questions

Which is cheaper, SPIB or VOO?

SPIB has an expense ratio of 0.04% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $1 per year of difference.

Which performed better, SPIB or VOO?

Over the past year SPIB returned +2.55% vs +23.01% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), SPIB annualized +1.52% vs +13.57% for VOO. Past performance does not guarantee future results.

Which is riskier, SPIB or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 4.1% for SPIB. Worst drawdown: SPIB -14.9% vs VOO -34.3%.

Should I hold both SPIB and VOO?

SPIB and VOO have a monthly-return correlation of 0.50, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between SPIB and VOO?

SPIB and VOO share 2 common holdings with a 0.0% weight overlap. Combined, they hold 1593 unique securities.

Which pays a higher dividend, SPIB or VOO?

SPIB yields 4.44% while VOO yields 1.09%, so SPIB currently pays the higher dividend yield.

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