SPIB vs VXUS

SPIB vs VXUS

Which is better, SPIB or VXUS?

VXUS has been ahead.

SPIB has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.

Lower Fees: SPIBHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSPIBVXUS
Expense Ratio0.04%Best0.05%
AUM$11.6B$158.1B
Dividend Yield4.50%2.51%
Holdings5,1958,747
YTD Return-0.35%+13.64%Best
1Y Return+0.73%+20.82%Best
3Y Return (annualized)+5.60%+19.58%Best
5Y Return (annualized)+1.46%+9.14%Best
Volatility (annualized)4.1%Best15.0%
Max Drawdown-14.9%Best-39.9%
$10,000 over 5 years$10,752$15,485Best
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryFixed IncomeEquity
Style-Large Cap Blend
InceptionFeb 10, 2009Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown are measured over the window both funds cover: Jan 28, 2011 to Sep 17, 2026 (15.6 years).

SPIB vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 15.6 years both funds cover.

SPIB vs VXUS Performance

State Street SPDR Portfolio Intermediate Term Corporate Bond ETF (SPIB) is an ETF from State Street Investment Management and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year SPIB returned +0.73% while VXUS returned +20.82%. Year to date, SPIB is down 0.35% versus a gain of 13.64% for VXUS.

Over three years, SPIB compounded at +5.60% per year against +19.58% for VXUS; over five years the annualized figures are +1.46% and +9.14% respectively. Across the full 16-year window we track, VXUS has the edge at +4.77% annualized vs +1.23%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 15.0% compared with 4.1% for SPIB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -14.9% for SPIB and -39.9% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.61. They move together some of the time, and apart the rest.

Fees and Cost Over Time

SPIB charges 0.04% per year while VXUS charges 0.05%. On a $10,000 position that is $4 vs $5 annually, a gap of $1 per year that compounds over a long holding period. On income, SPIB currently yields 4.50% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 37 holdings in SPIB and 8,082 in VXUS, totalling 1.7% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 37 positions we hold weights for in SPIB and 8,082 in VXUS, against full books of 5,195 and 8,747.

You are not choosing between two funds in isolation.

Whichever of SPIB and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SPIBVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SPIB or VXUS?

SPIB has an expense ratio of 0.04% while VXUS charges 0.05%. SPIB is the cheaper option, by $1 a year on a $10,000 investment.

Which performed better, SPIB or VXUS?

Over the past year SPIB returned +0.73% vs +20.82% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (16 years), SPIB annualized +1.23% vs +4.77% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, SPIB or VXUS?

VXUS has been the more volatile fund at 15.0% annualized versus 4.1% for SPIB. Worst drawdown: SPIB -14.9% vs VXUS -39.9%.

Should I hold both SPIB and VXUS?

SPIB and VXUS have a monthly-return correlation of 0.61, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, SPIB or VXUS?

SPIB yields 4.50% while VXUS yields 2.51%, so SPIB currently pays the higher dividend yield.

Is VXUS better than SPIB?

SPIB has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.