SPY vs SSUS

Quick Verdict

SPY has a lower expense ratio. SSUS delivered stronger 1-year returns. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: SSUSMore Diversified: SPY

Side-by-Side Comparison

MetricSPYSSUSWinner
Expense Ratio0.09%0.77%
AUM$789.1B$561M
Dividend Yield1.01%0.47%
Holdings50524
YTD Return+14.47%+16.77%
1Y Return+21.96%+23.19%
3Y Return (annualized)+21.70%+17.78%
5Y Return (annualized)+13.30%+11.20%
Volatility (annualized)15.3%14.9%
Max Drawdown-56.5%-23.8%
Fund FamilyState Street Investment ManagementDay Hagan Funds
CategoryEquityEquity
InceptionJan 22, 1993Jan 16, 2020

SPY vs SSUS Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Day Hagan Smart Sector ETF (SSUS) is a ETF from Day Hagan Funds. Over the past year SPY returned +21.96% while SSUS returned +23.19%. Year to date, SPY is up 14.47% versus a gain of 16.77% for SSUS.

Over three years, SPY compounded at +21.70% per year against +17.78% for SSUS; over five years the annualized figures are +13.30% and +11.20% respectively. Across the full 7-year window we track, SSUS has the edge at +14.03% annualized vs +8.87%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

SPY has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.9% for SSUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -23.8% for SSUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.95. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SPY charges 0.09% per year while SSUS charges 0.77%. On a $10,000 position that is $9 vs $77 annually, a gap of $68 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 0.47% for SSUS.

Holdings Overlap

10.8%overlap

SPY and SSUS share 5 holdings out of 514 unique holdings combined, representing a 10.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in SSUSDifference
AAPL7.09%2.35%4.74%
NVDA7.31%1.90%5.41%
MSFT4.43%2.15%2.28%
GOOGLProProPro
METAProProPro
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Frequently Asked Questions

Which is cheaper, SPY or SSUS?

SPY has an expense ratio of 0.09% while SSUS charges 0.77%. SPY is the cheaper option. On a $10,000 investment, that is $68 per year of difference.

Which performed better, SPY or SSUS?

Over the past year SPY returned +21.96% vs +23.19% for SSUS, so SSUS leads on 1-year performance. Over the longest common window we track (7 years), SPY annualized +8.87% vs +14.03% for SSUS. Past performance does not guarantee future results.

Which is riskier, SPY or SSUS?

SPY has been the more volatile fund at 15.3% annualized versus 14.9% for SSUS. Worst drawdown: SPY -56.5% vs SSUS -23.8%.

Should I hold both SPY and SSUS?

SPY and SSUS have a monthly-return correlation of 0.95, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between SPY and SSUS?

SPY and SSUS share 5 common holdings with a 10.8% weight overlap. Combined, they hold 514 unique securities.

Which pays a higher dividend, SPY or SSUS?

SPY yields 1.01% while SSUS yields 0.47%, so SPY currently pays the higher dividend yield.

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