SPY vs TABD

SPY vs TABD

Which is better, SPY or TABD?

Large Cap Blend against Intermediate Term Bond.

SPY has a lower expense ratio.

Lower Fees: SPY

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricSPYTABD
Expense Ratio0.09%Best0.39%
AUM$804.7B$152M
Dividend Yield0.98%3.35%
Holdings505404
YTD Return+12.22%Best-0.50%
1Y Return+16.97%-
3Y Return (annualized)+21.16%-
5Y Return (annualized)+13.00%-
Fund FamilyState Street Investment ManagementTransamerica
CategoryEquityFixed Income
StyleLarge Cap BlendIntermediate Term Bond
InceptionJan 22, 1993Dec 15, 2025

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

SPY vs TABD growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

SPY vs TABD Performance

State Street SPDR S&P 500 ETF Trust (SPY) is an ETF from State Street Investment Management and Transamerica Bond Active ETF (TABD) is an ETF from Transamerica. Year to date, SPY is up 12.22% versus a loss of 0.50% for TABD.

Past performance does not guarantee future results.

Fees and Cost Over Time

SPY charges 0.09% per year while TABD charges 0.39%. On a $10,000 position that is $9 vs $39 annually, a gap of $30 per year that compounds over a long holding period. On income, SPY currently yields 0.98% against 3.35% for TABD.

Holdings Overlap

SPY already in TABD0.1%

At least 0.1% of SPY's money is in holdings TABD also owns.

Stated as a floor: for TABD, our book for it covers 52.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.

We cannot see either book well enough to say how much of this pair is duplicated.

The two holdings books were reported 154 days apart, SPY as of Sep 1, 2026 and TABD as of Mar 31, 2026, so some of the difference between them is the time between the two reports rather than the funds.

1 positions in common, counted across the 504 positions we hold weights for in SPY and 242 in TABD, against full books of 505 and 404.

Top Shared Holdings

StockWeight in SPYWeight in TABDDifference
TMUST-Mobile Usa, Inc. 3.875% 15-Apr-20300.13%0.08%0.05%

You are not choosing between two funds in isolation.

Whichever of SPY and TABD you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

SPYTABD

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, SPY or TABD?

SPY has an expense ratio of 0.09% while TABD charges 0.39%. SPY is the cheaper option, by $30 a year on a $10,000 investment.

Which pays a higher dividend, SPY or TABD?

SPY yields 0.98% while TABD yields 3.35%, so TABD currently pays the higher dividend yield.

Is TABD better than SPY?

SPY has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.