SPY vs VIS

Quick Verdict

VIS has a lower expense ratio. VIS delivered stronger 1-year returns. SPY offers more diversification with 503 holdings.

Lower Fees: VISHigher Returns: VISMore Diversified: SPY

Side-by-Side Comparison

MetricSPYVISWinner
Expense Ratio0.09%0.09%
AUM$789.1B$8.5B
Dividend Yield1.01%1.21%
Holdings505387
YTD Return+13.75%+17.10%
1Y Return+22.91%+24.92%
3Y Return (annualized)+21.67%+20.90%
5Y Return (annualized)+13.32%+13.78%
Volatility (annualized)15.3%19.0%
Max Drawdown-56.5%-64.9%
Fund FamilyState Street Investment ManagementVanguard (US)
CategoryEquityEquity
InceptionJan 22, 1993Sep 23, 2004

SPY vs VIS Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Vanguard Industrials ETF (VIS) is a ETF from Vanguard (US). Over the past year SPY returned +22.91% while VIS returned +24.92%. Year to date, SPY is up 13.75% versus a gain of 17.10% for VIS.

Over three years, SPY compounded at +21.67% per year against +20.90% for VIS; over five years the annualized figures are +13.32% and +13.78% respectively. Across the full 22-year window we track, VIS has the edge at +9.81% annualized vs +8.85%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VIS has been the more volatile fund, with annualized monthly volatility of 19.0% compared with 15.3% for SPY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -56.5% for SPY and -64.9% for VIS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.92. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

SPY charges 0.09% per year while VIS charges 0.09%. On a $10,000 position that is $9 vs $9 annually, a gap of $0 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 1.21% for VIS.

Holdings Overlap

8.8%overlap

SPY and VIS share 79 holdings out of 807 unique holdings combined, representing a 8.8% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in SPYWeight in VISDifference
CAT0.69%5.88%5.19%
GE0.61%4.32%3.71%
GEV0.48%4.15%3.67%
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Frequently Asked Questions

Which is cheaper, SPY or VIS?

SPY has an expense ratio of 0.09% while VIS charges 0.09%. VIS is the cheaper option. On a $10,000 investment, that is $0 per year of difference.

Which performed better, SPY or VIS?

Over the past year SPY returned +22.91% vs +24.92% for VIS, so VIS leads on 1-year performance. Over the longest common window we track (22 years), SPY annualized +8.85% vs +9.81% for VIS. Past performance does not guarantee future results.

Which is riskier, SPY or VIS?

VIS has been the more volatile fund at 19.0% annualized versus 15.3% for SPY. Worst drawdown: SPY -56.5% vs VIS -64.9%.

Should I hold both SPY and VIS?

SPY and VIS have a monthly-return correlation of 0.92, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between SPY and VIS?

SPY and VIS share 79 common holdings with a 8.8% weight overlap. Combined, they hold 807 unique securities.

Which pays a higher dividend, SPY or VIS?

SPY yields 1.01% while VIS yields 1.21%, so VIS currently pays the higher dividend yield.

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