SPY vs XDEF

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 503 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSPYXDEFWinner
Expense Ratio0.09%0.35%
AUM$789.1B$4M
Dividend Yield1.01%1.57%
Holdings50532
YTD Return+13.68%-0.61%
1Y Return+21.53%-
3Y Return (annualized)+21.44%-
5Y Return (annualized)+13.18%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-19.0%
Fund FamilyState Street Investment ManagementXtrackers ETFs
CategoryEquityEquity
InceptionJan 22, 1993Feb 19, 2026

SPY vs XDEF Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and Xtrackers Europe Defense Technologies ETF (XDEF) is a ETF from Xtrackers ETFs. Year to date, SPY is up 13.68% versus a loss of 0.61% for XDEF.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -19.0% for XDEF. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while XDEF charges 0.35%. On a $10,000 position that is $9 vs $35 annually, a gap of $26 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 1.57% for XDEF.

Holdings Overlap

0.0%overlap

SPY and XDEF share 0 holdings out of 538 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPY or XDEF?

SPY has an expense ratio of 0.09% while XDEF charges 0.35%. SPY is the cheaper option. On a $10,000 investment, that is $26 per year of difference.

What is the holdings overlap between SPY and XDEF?

SPY and XDEF share 0 common holdings with a 0.0% weight overlap. Combined, they hold 538 unique securities.

Which pays a higher dividend, SPY or XDEF?

SPY yields 1.01% while XDEF yields 1.57%, so XDEF currently pays the higher dividend yield.

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