SPY vs YSPC

Quick Verdict

SPY has a lower expense ratio. SPY offers more diversification with 505 holdings.

Lower Fees: SPYHigher Returns: TiedMore Diversified: SPY

Side-by-Side Comparison

MetricSPYYSPCWinner
Expense Ratio0.09%1.01%
AUM$821.1B$2M
Dividend Yield1.01%1.03%
Holdings5051
YTD Return+14.24%-2.84%
1Y Return+21.71%-
3Y Return (annualized)+22.10%-
5Y Return (annualized)+13.21%-
Volatility (annualized)15.3%-
Max Drawdown-56.5%-16.6%
Fund FamilyState Street Investment ManagementYieldMax ETF
CategoryEquityAlternative
InceptionJan 22, 1993Jul 14, 2026

SPY vs YSPC Performance

State Street SPDR S&P 500 ETF Trust (SPY) is a ETF from State Street Investment Management and YieldMax SPCX Option Income Strategy ETF (YSPC) is a ETF from YieldMax ETF. Year to date, SPY is up 14.24% versus a loss of 2.84% for YSPC.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -56.5% for SPY and -16.6% for YSPC. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

SPY charges 0.09% per year while YSPC charges 1.01%. On a $10,000 position that is $9 vs $101 annually, a gap of $92 per year that compounds over a long holding period. On income, SPY currently yields 1.01% against 1.03% for YSPC.

Holdings Overlap

0.0%overlap

SPY and YSPC share 0 holdings out of 505 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, SPY or YSPC?

SPY has an expense ratio of 0.09% while YSPC charges 1.01%. SPY is the cheaper option. On a $10,000 investment, that is $92 per year of difference.

What is the holdings overlap between SPY and YSPC?

SPY and YSPC share 0 common holdings with a 0.0% weight overlap. Combined, they hold 505 unique securities.

Which pays a higher dividend, SPY or YSPC?

SPY yields 1.01% while YSPC yields 1.03%, so YSPC currently pays the higher dividend yield.

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