TBLD vs VXUS
Thornburg Income Builder Opportunities Trust vs Vanguard Total International Stock ETF
Quick Verdict
VXUS has a lower expense ratio. VXUS delivered stronger 1-year returns. VXUS offers more diversification with 8,747 holdings.
Side-by-Side Comparison
| Metric | TBLD | VXUS | Winner |
|---|---|---|---|
| Expense Ratio | 1.65% | 0.05% | |
| AUM | $758M | $158.1B | |
| Dividend Yield | 5.35% | 2.59% | |
| Holdings | 176 | 8,747 | |
| YTD Return | +14.31% | +14.72% | |
| 1Y Return | +19.25% | +26.79% | |
| 3Y Return (annualized) | +21.51% | +19.63% | |
| 5Y Return (annualized) | +9.55% | +9.16% | |
| Volatility (annualized) | 15.2% | 15.1% | |
| Max Drawdown | -33.6% | -39.9% | |
| Fund Family | Thornburg Investment Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Jul 27, 2021 | Jan 26, 2011 |
TBLD vs VXUS Performance
Thornburg Income Builder Opportunities Trust (TBLD) is a ETF from Thornburg Investment Management and Vanguard Total International Stock ETF (VXUS) is a ETF from Vanguard (US). Over the past year TBLD returned +19.25% while VXUS returned +26.79%. Year to date, TBLD is up 14.31% versus a gain of 14.72% for VXUS.
Over three years, TBLD compounded at +21.51% per year against +19.63% for VXUS; over five years the annualized figures are +9.55% and +9.16% respectively. Across the full 5-year window we track, TBLD has the edge at +9.82% annualized vs +4.85%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TBLD has been the more volatile fund, with annualized monthly volatility of 15.2% compared with 15.1% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.6% for TBLD and -39.9% for VXUS. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TBLD charges 1.65% per year while VXUS charges 0.05%. On a $10,000 position that is $165 vs $5 annually, a gap of $160 per year that compounds over a long holding period. On income, TBLD currently yields 5.35% against 2.59% for VXUS.
Holdings Overlap
TBLD and VXUS share 25 holdings out of 8177 unique holdings combined, representing a 4.4% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TBLD or VXUS?
TBLD has an expense ratio of 1.65% while VXUS charges 0.05%. VXUS is the cheaper option. On a $10,000 investment, that is $160 per year of difference.
Which performed better, TBLD or VXUS?
Over the past year TBLD returned +19.25% vs +26.79% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (5 years), TBLD annualized +9.82% vs +4.85% for VXUS. Past performance does not guarantee future results.
Which is riskier, TBLD or VXUS?
TBLD has been the more volatile fund at 15.2% annualized versus 15.1% for VXUS. Worst drawdown: TBLD -33.6% vs VXUS -39.9%.
Should I hold both TBLD and VXUS?
TBLD and VXUS have a monthly-return correlation of 0.89, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TBLD and VXUS?
TBLD and VXUS share 25 common holdings with a 4.4% weight overlap. Combined, they hold 8177 unique securities.
Which pays a higher dividend, TBLD or VXUS?
TBLD yields 5.35% while VXUS yields 2.59%, so TBLD currently pays the higher dividend yield.
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