QQQ vs TBLD

Quick Verdict

QQQ has a lower expense ratio. QQQ delivered stronger 1-year returns. TBLD offers more diversification with 176 holdings.

Lower Fees: QQQHigher Returns: QQQMore Diversified: TBLD

Side-by-Side Comparison

MetricQQQTBLDWinner
Expense Ratio0.18%1.65%
AUM$455.8B$746M
Dividend Yield0.41%5.40%
Holdings108176
YTD Return+19.68%+14.44%
1Y Return+26.75%+18.91%
3Y Return (annualized)+26.25%+21.69%
5Y Return (annualized)+15.39%+9.72%
Volatility (annualized)30.6%15.2%
Max Drawdown-83.0%-33.6%
Fund FamilyInvesco (US)Thornburg Investment Management
CategoryEquityEquity
InceptionMar 10, 1999Jul 27, 2021

QQQ vs TBLD Performance

Invesco QQQ Trust, Series 1 (QQQ) is a ETF from Invesco (US) and Thornburg Income Builder Opportunities Trust (TBLD) is a ETF from Thornburg Investment Management. Over the past year QQQ returned +26.75% while TBLD returned +18.91%. Year to date, QQQ is up 19.68% versus a gain of 14.44% for TBLD.

Over three years, QQQ compounded at +26.25% per year against +21.69% for TBLD; over five years the annualized figures are +15.39% and +9.72% respectively. Across the full 5-year window we track, QQQ has the edge at +13.15% annualized vs +9.94%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 30.6% compared with 15.2% for TBLD. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -83.0% for QQQ and -33.6% for TBLD. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.60. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

QQQ charges 0.18% per year while TBLD charges 1.65%. On a $10,000 position that is $18 vs $165 annually, a gap of $147 per year that compounds over a long holding period. On income, QQQ currently yields 0.41% against 5.40% for TBLD.

Holdings Overlap

5.0%overlap

QQQ and TBLD share 5 holdings out of 205 unique holdings combined, representing a 5.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in QQQWeight in TBLDDifference
MSFT4.65%0.75%3.90%
META3.11%1.45%1.66%
CSCO2.08%1.94%0.14%
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Frequently Asked Questions

Which is cheaper, QQQ or TBLD?

QQQ has an expense ratio of 0.18% while TBLD charges 1.65%. QQQ is the cheaper option. On a $10,000 investment, that is $147 per year of difference.

Which performed better, QQQ or TBLD?

Over the past year QQQ returned +26.75% vs +18.91% for TBLD, so QQQ leads on 1-year performance. Over the longest common window we track (5 years), QQQ annualized +13.15% vs +9.94% for TBLD. Past performance does not guarantee future results.

Which is riskier, QQQ or TBLD?

QQQ has been the more volatile fund at 30.6% annualized versus 15.2% for TBLD. Worst drawdown: QQQ -83.0% vs TBLD -33.6%.

Should I hold both QQQ and TBLD?

QQQ and TBLD have a monthly-return correlation of 0.60, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between QQQ and TBLD?

QQQ and TBLD share 5 common holdings with a 5.0% weight overlap. Combined, they hold 205 unique securities.

Which pays a higher dividend, QQQ or TBLD?

QQQ yields 0.41% while TBLD yields 5.40%, so TBLD currently pays the higher dividend yield.

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