TDSB vs VTI
ETC Cabana Target Beta ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TDSB or VTI?
Tactical Allocation against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 99.6%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TDSB | VTI |
|---|---|---|
| Expense Ratio | 0.91% | 0.03%Best |
| AUM | $50M | $666.9B |
| Dividend Yield | 2.24% | 1.03% |
| Holdings | 11 | 3,543 |
| YTD Return | +4.69% | +12.30%Best |
| 1Y Return | +9.60% | +16.08%Best |
| 3Y Return (annualized) | +9.14% | +21.01%Best |
| 5Y Return (annualized) | +1.73% | +12.36%Best |
| Volatility (annualized) | 7.7%Best | 15.6% |
| Max Drawdown | -19.6%Best | -25.4% |
| $10,000 over 5 years | $10,895 | $17,908Best |
| Top 10 Weight | 99.6% | 33.3%Best |
| Fund Family | The Cabana Group, LLC | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Tactical Allocation | Large Cap Blend |
| Inception | Sep 16, 2020 | May 24, 2001 |
Volatility and max drawdown are measured over the window both funds cover: Sep 17, 2020 to Sep 18, 2026 (6 years).
TDSB vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6 years both funds cover.
TDSB vs VTI Performance
ETC Cabana Target Beta ETF (TDSB) is an ETF from The Cabana Group, LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TDSB returned +9.60% while VTI returned +16.08%. Year to date, TDSB is up 4.69% versus a gain of 12.30% for VTI.
Over three years, TDSB compounded at +9.14% per year against +21.01% for VTI; over five years the annualized figures are +1.73% and +12.36% respectively. Across the full 6-year window we track, VTI has the edge at +15.49% annualized vs +2.16%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.6% compared with 7.7% for TDSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.6% for TDSB and -25.4% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.66. They move together some of the time, and apart the rest.
Fees and Cost Over Time
TDSB charges 0.91% per year while VTI charges 0.03%. On a $10,000 position that is $91 vs $3 annually, a gap of $88 per year that compounds over a long holding period. On income, TDSB currently yields 2.24% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 10 holdings in TDSB and 3,463 in VTI, totalling 99.6% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 10 positions we hold weights for in TDSB and 3,463 in VTI, against full books of 11 and 3,543.
What only one of them owns
Measured across the 10 and 3,463 positions we hold weights for.
VTI holds 1,150 positions TDSB does not, 97.5% of the fund.
Largest: NVDA 6.40%, AAPL 6.29%, MSFT 4.79%, AMZN 3.65%, GOOGL 2.90%
You are not choosing between two funds in isolation.
Whichever of TDSB and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TDSB or VTI?
TDSB has an expense ratio of 0.91% while VTI charges 0.03%. VTI is the cheaper option, by $88 a year on a $10,000 investment.
Which performed better, TDSB or VTI?
Over the past year TDSB returned +9.60% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (6 years), TDSB annualized +2.16% vs +15.49% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TDSB or VTI?
VTI has been the more volatile fund at 15.6% annualized versus 7.7% for TDSB. Worst drawdown: TDSB -19.6% vs VTI -25.4%.
Should I hold both TDSB and VTI?
TDSB and VTI have a monthly-return correlation of 0.66, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TDSB or VTI?
TDSB yields 2.24% while VTI yields 1.03%, so TDSB currently pays the higher dividend yield.
Is VTI better than TDSB?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 99.6%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.