TDSC vs VOO
ETC Cabana Target Drawdown 10 ETF vs Vanguard S&P 500 ETF
Which is better, TDSC or VOO?
Allocation/Balanced against Large Cap Blend.
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 99.8%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TDSC | VOO |
|---|---|---|
| Expense Ratio | 0.90% | 0.03%Best |
| AUM | $105M | $997.4B |
| Dividend Yield | 1.56% | 1.04% |
| Holdings | 11 | 509 |
| YTD Return | +11.16%Best | +11.01% |
| 1Y Return | +13.06% | +15.60%Best |
| 3Y Return (annualized) | +11.43% | +20.82%Best |
| 5Y Return (annualized) | +2.43% | +12.60%Best |
| Volatility (annualized) | 9.5%Best | 15.4% |
| Max Drawdown | -21.5%Best | -24.5% |
| $10,000 over 5 years | $11,276 | $18,101Best |
| Top 10 Weight | 99.8% | 37.6%Best |
| Fund Family | The Cabana Group, LLC | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Allocation/Balanced | Large Cap Blend |
| Inception | Sep 16, 2020 | Sep 7, 2010 |
Volatility and max drawdown are measured over the window both funds cover: Sep 17, 2020 to Sep 16, 2026 (6 years).
TDSC vs VOO growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6 years both funds cover.
TDSC vs VOO Performance
ETC Cabana Target Drawdown 10 ETF (TDSC) is an ETF from The Cabana Group, LLC and Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US). Over the past year TDSC returned +13.06% while VOO returned +15.60%. Year to date, TDSC is up 11.16% versus a gain of 11.01% for VOO.
Over three years, TDSC compounded at +11.43% per year against +20.82% for VOO; over five years the annualized figures are +2.43% and +12.60% respectively. Across the full 6-year window we track, VOO has the edge at +15.95% annualized vs +3.89%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 9.5% for TDSC. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.5% for TDSC and -24.5% for VOO. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.72. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TDSC charges 0.90% per year while VOO charges 0.03%. On a $10,000 position that is $90 vs $3 annually, a gap of $87 per year that compounds over a long holding period. On income, TDSC currently yields 1.56% against 1.04% for VOO.
Holdings Overlap
We hold position weights for 10 holdings in TDSC and 494 in VOO, totalling 99.8% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 10 positions we hold weights for in TDSC and 494 in VOO, against full books of 11 and 509.
What only one of them owns
Measured across the 10 and 494 positions we hold weights for.
VOO holds 487 positions TDSC does not, 99.2% of the fund.
Largest: NVDA 7.55%, AAPL 7.05%, MSFT 5.36%, AMZN 4.13%, GOOGL 3.24%
You are not choosing between two funds in isolation.
Whichever of TDSC and VOO you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TDSC or VOO?
TDSC has an expense ratio of 0.90% while VOO charges 0.03%. VOO is the cheaper option, by $87 a year on a $10,000 investment.
Which performed better, TDSC or VOO?
Over the past year TDSC returned +13.06% vs +15.60% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (6 years), TDSC annualized +3.89% vs +15.95% for VOO. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TDSC or VOO?
VOO has been the more volatile fund at 15.4% annualized versus 9.5% for TDSC. Worst drawdown: TDSC -21.5% vs VOO -24.5%.
Should I hold both TDSC and VOO?
TDSC and VOO have a monthly-return correlation of 0.72, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TDSC or VOO?
TDSC yields 1.56% while VOO yields 1.04%, so TDSC currently pays the higher dividend yield.
Is VOO better than TDSC?
VOO has a lower expense ratio. VOO led over 1Y, 3Y, 5Y and the full window. VOO is less concentrated, with 37.6% of the fund in its ten largest positions against 99.8%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.