TLCI vs VOO
Touchstone International Equity ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | TLCI | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.37% | 0.03% | |
| AUM | $115M | $997.4B | |
| Dividend Yield | 0.58% | 1.08% | |
| Holdings | 34 | 509 | |
| YTD Return | +6.55% | +12.25% | |
| 1Y Return | +6.69% | +20.92% | |
| 3Y Return (annualized) | - | +21.79% | |
| 5Y Return (annualized) | - | +13.05% | |
| Volatility (annualized) | 11.7% | 14.1% | |
| Max Drawdown | -12.2% | -34.3% | |
| Fund Family | Touchstone Investments | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Mar 3, 2025 | Sep 7, 2010 |
TLCI vs VOO Performance
Touchstone International Equity ETF (TLCI) is a ETF from Touchstone Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year TLCI returned +6.69% while VOO returned +20.92%. Year to date, TLCI is up 6.55% versus a gain of 12.25% for VOO.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 11.7% for TLCI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -12.2% for TLCI and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.45. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
TLCI charges 0.37% per year while VOO charges 0.03%. On a $10,000 position that is $37 vs $3 annually, a gap of $34 per year that compounds over a long holding period. On income, TLCI currently yields 0.58% against 1.08% for VOO.
Holdings Overlap
TLCI and VOO share 3 holdings out of 532 unique holdings combined, representing a 0.7% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, TLCI or VOO?
TLCI has an expense ratio of 0.37% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $34 per year of difference.
Which performed better, TLCI or VOO?
Over the past year TLCI returned +6.69% vs +20.92% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (2 years), TLCI annualized +7.69% vs +13.45% for VOO. Past performance does not guarantee future results.
Which is riskier, TLCI or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 11.7% for TLCI. Worst drawdown: TLCI -12.2% vs VOO -34.3%.
Should I hold both TLCI and VOO?
TLCI and VOO have a monthly-return correlation of 0.45, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between TLCI and VOO?
TLCI and VOO share 3 common holdings with a 0.7% weight overlap. Combined, they hold 532 unique securities.
Which pays a higher dividend, TLCI or VOO?
TLCI yields 0.58% while VOO yields 1.08%, so VOO currently pays the higher dividend yield.
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