TMFE vs VYM

TMFE vs VYM

Which is better, TMFE or VYM?

Large Cap Growth against Large Cap Value.

VYM has a lower expense ratio. TMFE led over the full window, VYM over 1Y. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 47.0%.

Lower Fees: VYMHigher Returns: splitLess Concentrated: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTMFEVYM
Expense Ratio0.50%0.04%Best
AUM$77M$81.6B
Dividend Yield0.18%2.22%
Holdings103613
Volatility (annualized)20.5%15.4%Best
Max Drawdown-31.1%-15.8%Best
$10,000 over 2.9 years$13,941Best$13,062
Top 10 Weight47.0%26.1%Best
Fund FamilyMotley Fool Asset ManagementVanguard (US)
CategoryEquityEquity
StyleLarge Cap GrowthLarge Cap Value
InceptionDec 30, 2021Nov 10, 2006

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized).

The two price series end 654 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. TMFE has data through Nov 29, 2024 and VYM through Sep 14, 2026.

Volatility and max drawdown, and the $10,000 over 2.9 years row, are measured over the window both funds cover: Dec 31, 2021 to Nov 29, 2024 (2.9 years).

Risk: Volatility and Drawdowns

TMFE has been the more volatile fund, with annualized monthly volatility of 20.5% compared with 15.4% for VYM. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -31.1% for TMFE and -15.8% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.73. They usually move together, but the gap leaves some room for diversification.

Fees and Cost Over Time

TMFE charges 0.50% per year while VYM charges 0.04%. On a $10,000 position that is $50 vs $4 annually, a gap of $46 per year that compounds over a long holding period. On income, TMFE currently yields 0.18% against 2.22% for VYM.

Holdings Overlap

TMFE already in VYM9.5%
VYM already in TMFE2.9%

9.5% of TMFE's money is in holdings VYM also owns. 2.9% of VYM's money is in holdings TMFE also owns.

TMFE and VYM share little of their money.

16 positions in common, counted across the 100 positions we hold weights for in TMFE and 557 in VYM, against full books of 103 and 613.

What only one of them owns

Measured across the 100 and 557 positions we hold weights for.

VYM holds 512 positions TMFE does not, 94.2% of the fund.

Largest: AVGO 7.35%, JPM 3.82%, XOM 2.63%, JNJ 2.51%, CSCO 1.86%

Top Shared Holdings

StockWeight in TMFEWeight in VYMDifference
GILDGilead Sciences2.36%0.66%1.70%
BMYBristol-Myers Squibb Co.1.91%0.54%1.37%
SBUXStarbucks Corp1.44%0.49%0.95%
FDXFedex Corp0.95%0.27%0.68%
SYYSysco Corp0.70%0.17%0.53%
CTSHCognizant Technology Solutions Corp. Class A0.41%0.11%0.30%
WSMWilliams-sonoma Inc0.37%0.11%0.26%
NKENike Inc0.24%0.20%0.04%
TSCOTractor Supply Co.0.23%0.07%0.16%
HASHasbro Inc.0.18%0.05%0.13%

You are not choosing between two funds in isolation.

Whichever of TMFE and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TMFEVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TMFE or VYM?

TMFE has an expense ratio of 0.50% while VYM charges 0.04%. VYM is the cheaper option, by $46 a year on a $10,000 investment.

Which is riskier, TMFE or VYM?

TMFE has been the more volatile fund at 20.5% annualized versus 15.4% for VYM. Worst drawdown: TMFE -31.1% vs VYM -15.8%.

Should I hold both TMFE and VYM?

TMFE and VYM have a monthly-return correlation of 0.73, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

What is the holdings overlap between TMFE and VYM?

9.5% of TMFE's money is in holdings VYM also owns. 2.9% of VYM's is in holdings TMFE also owns. They hold 16 positions in common, counted across the 100 positions we hold weights for in TMFE and 557 in VYM.

Which pays a higher dividend, TMFE or VYM?

TMFE yields 0.18% while VYM yields 2.22%, so VYM currently pays the higher dividend yield.

Is VYM better than TMFE?

VYM has a lower expense ratio. TMFE led over the full window, VYM over 1Y. VYM is less concentrated, with 26.1% of the fund in its ten largest positions against 47.0%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.