TMNL vs VYM

TMNL vs VYM

Which is better, TMNL or VYM?

Long Term Municipal Bond against Large Cap Value.

VYM has a lower expense ratio.

Lower Fees: VYM

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTMNLVYM
Expense Ratio0.26%0.04%Best
AUM$22M$81.6B
Dividend Yield3.26%2.22%
Holdings114613
YTD Return-1.21%+13.15%Best
1Y Return-+17.82%
3Y Return (annualized)-+17.99%
5Y Return (annualized)-+12.16%
Fund FamilyT.Rowe PriceVanguard (US)
CategoryFixed IncomeEquity
StyleLong Term Municipal BondLarge Cap Value
InceptionNov 19, 2025Nov 10, 2006

Not shown on this pair: Volatility (annualized), Max Drawdown, $10,000 over the window, Top 10 Weight.

TMNL vs VYM growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.

TMNL vs VYM Performance

T. Rowe Price Long Municipal Income ETF (TMNL) is an ETF from T.Rowe Price and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Year to date, TMNL is down 1.21% versus a gain of 13.15% for VYM.

Past performance does not guarantee future results.

Fees and Cost Over Time

TMNL charges 0.26% per year while VYM charges 0.04%. On a $10,000 position that is $26 vs $4 annually, a gap of $22 per year that compounds over a long holding period. On income, TMNL currently yields 3.26% against 2.22% for VYM.

Holdings Overlap

We hold position weights for 38 holdings in TMNL and 603 in VYM, totalling 32.4% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 38 positions we hold weights for in TMNL and 603 in VYM, against full books of 114 and 613.

You are not choosing between two funds in isolation.

Whichever of TMNL and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TMNLVYM

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TMNL or VYM?

TMNL has an expense ratio of 0.26% while VYM charges 0.04%. VYM is the cheaper option, by $22 a year on a $10,000 investment.

Which pays a higher dividend, TMNL or VYM?

TMNL yields 3.26% while VYM yields 2.22%, so TMNL currently pays the higher dividend yield.

Is VYM better than TMNL?

VYM has a lower expense ratio. Which one suits a particular account depends on what it is for. This is information, not a recommendation.