TOPW vs VTI
Roundhill Top WeeklyPay ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TOPW or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. TOPW led over the full window, VTI over 1Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 95.9%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TOPW | VTI |
|---|---|---|
| Expense Ratio | 0.32% | 0.03%Best |
| AUM | $143M | $666.9B |
| Dividend Yield | 54.15% | 1.03% |
| Holdings | 13 | 3,543 |
| YTD Return | -1.17% | +12.30%Best |
| 1Y Return | -1.17% | +16.08%Best |
| 3Y Return (annualized) | - | +21.01% |
| 5Y Return (annualized) | - | +12.36% |
| Volatility (annualized) | - | 12.1% |
| Max Drawdown | -45.2% | -12.3%Best |
| $10,000 over 1.5 years | $93,304Best | $13,818 |
| Top 10 Weight | 95.9% | 33.3%Best |
| Fund Family | Roundhill Investments | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Sep 4, 2025 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 1.5 years row, are measured over the window both funds cover: Apr 2, 2025 to Sep 18, 2026 (1.5 years).
TOPW vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
TOPW vs VTI Performance
Roundhill Top WeeklyPay ETF (TOPW) is an ETF from Roundhill Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TOPW returned -1.17% while VTI returned +16.08%. Year to date, TOPW is down 1.17% versus a gain of 12.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -45.2% for TOPW and -12.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
Fees and Cost Over Time
TOPW charges 0.32% per year while VTI charges 0.03%. On a $10,000 position that is $32 vs $3 annually, a gap of $29 per year that compounds over a long holding period. On income, TOPW currently yields 54.15% against 1.03% for VTI.
Holdings Overlap
We hold position weights for 12 holdings in TOPW and 3,463 in VTI, totalling 100.0% and 98.1% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 12 positions we hold weights for in TOPW and 3,463 in VTI, against full books of 13 and 3,543.
What only one of them owns
Measured across the 12 and 3,463 positions we hold weights for.
VTI holds 1,150 positions TOPW does not, 97.5% of the fund.
Largest: NVDA 6.40%, AAPL 6.29%, MSFT 4.79%, AMZN 3.65%, GOOGL 2.90%
You are not choosing between two funds in isolation.
Whichever of TOPW and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TOPW or VTI?
TOPW has an expense ratio of 0.32% while VTI charges 0.03%. VTI is the cheaper option, by $29 a year on a $10,000 investment.
Which performed better, TOPW or VTI?
Over the past year TOPW returned -1.17% vs +16.08% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), TOPW annualized +343.20% vs +24.06% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which pays a higher dividend, TOPW or VTI?
TOPW yields 54.15% while VTI yields 1.03%, so TOPW currently pays the higher dividend yield.
Is VTI better than TOPW?
VTI has a lower expense ratio. TOPW led over the full window, VTI over 1Y. VTI is less concentrated, with 33.3% of the fund in its ten largest positions against 95.9%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.