TOT vs VTI

TOT vs VTI
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Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricTOTVTIWinner
Expense Ratio0.07%0.03%
AUM$10M$666.9B
Dividend Yield0.00%1.07%
Holdings13,543
YTD Return+14.74%+14.82%
1Y Return+21.96%+22.43%
3Y Return (annualized)-+21.93%
5Y Return (annualized)-+12.34%
Volatility (annualized)-15.4%
Max Drawdown-9.0%-56.6%
Fund FamilyLionShares LLCVanguard (US)
CategoryEquityEquity
InceptionSep 1, 2025May 24, 2001

TOT vs VTI Performance

LionShares US Equity Total Return ETF (TOT) is a ETF from LionShares LLC and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TOT returned +21.96% while VTI returned +22.43%. Year to date, TOT is up 14.74% versus a gain of 14.82% for VTI.

Risk: Volatility and Drawdowns

The deepest peak-to-trough decline in our data was -9.0% for TOT and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

Fees and Cost Over Time

TOT charges 0.07% per year while VTI charges 0.03%. On a $10,000 position that is $7 vs $3 annually, a gap of $4 per year that compounds over a long holding period. On income, TOT currently yields 0.00% against 1.07% for VTI.

Holdings Overlap

0.0%overlap

TOT and VTI share 0 holdings out of 2788 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, TOT or VTI?

TOT has an expense ratio of 0.07% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $4 per year of difference.

Which performed better, TOT or VTI?

Over the past year TOT returned +21.96% vs +22.43% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results.

What is the holdings overlap between TOT and VTI?

TOT and VTI share 0 common holdings with a 0.0% weight overlap. Combined, they hold 2788 unique securities.

Which pays a higher dividend, TOT or VTI?

TOT yields 0.00% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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