TOUS vs VTI
T. Rowe Price International Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TOUS or VTI?
VTI has been ahead.
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. TOUS is less concentrated, with 17.1% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TOUS | VTI |
|---|---|---|
| Expense Ratio | 0.50% | 0.03%Best |
| AUM | $1.7B | $690.1B |
| Dividend Yield | 1.52% | 1.03% |
| Holdings | 198 | 3,524 |
| YTD Return | +9.89% | +13.35%Best |
| 1Y Return | +15.04% | +15.92%Best |
| 3Y Return (annualized) | +19.33% | +23.41%Best |
| 5Y Return (annualized) | - | +12.83% |
| Volatility (annualized) | 13.0% | 12.9%Best |
| Max Drawdown | -14.3%Best | -19.3% |
| $10,000 over 3.3 years | $15,490 | $17,982Best |
| Top 10 Weight | 17.1%Best | 33.3% |
| Fund Family | T.Rowe Price | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jun 14, 2023 | May 24, 2001 |
Volatility and max drawdown, and the $10,000 over 3.3 years row, are measured over the window both funds cover: Jun 15, 2023 to Oct 2, 2026 (3.3 years).
TOUS vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.3 years both funds cover.
TOUS vs VTI Performance
T. Rowe Price International Equity ETF (TOUS) is an ETF from T.Rowe Price and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TOUS returned +15.04% while VTI returned +15.92%. Year to date, TOUS is up 9.89% versus a gain of 13.35% for VTI.
Over three years, TOUS compounded at +19.33% per year against +23.41% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
TOUS has been the more volatile fund, with annualized monthly volatility of 13.0% compared with 12.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -14.3% for TOUS and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.67. They move together some of the time, and apart the rest.
Fees and Cost Over Time
TOUS charges 0.50% per year while VTI charges 0.03%. On a $10,000 position that is $50 vs $3 annually, a gap of $47 per year that compounds over a long holding period. On income, TOUS currently yields 1.52% against 1.03% for VTI.
Holdings Overlap
0.6% of TOUS's money is in holdings VTI also owns.
We cannot see either book well enough to say how much of this pair is duplicated.
1 positions in common, counted across the 186 positions we hold weights for in TOUS and 3,463 in VTI, against full books of 198 and 3,524.
What only one of them owns
Our book lists 1,149 positions for VTI that do not appear in our book for TOUS (97.4% of the fund), and 4 for TOUS that do not appear in VTI (1.4%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in TOUS | Weight in VTI | Difference |
|---|---|---|---|
| AMAntero Midstream Corporationam | 0.57% | 0.01% | 0.56% |
You are not choosing between two funds in isolation.
Whichever of TOUS and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TOUS or VTI?
TOUS has an expense ratio of 0.50% while VTI charges 0.03%. VTI is the cheaper option, by $47 a year on a $10,000 investment.
Which performed better, TOUS or VTI?
Over the past year TOUS returned +15.04% vs +15.92% for VTI, so VTI leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TOUS or VTI?
TOUS has been the more volatile fund at 13.0% annualized versus 12.9% for VTI. Worst drawdown: TOUS -14.3% vs VTI -19.3%.
Should I hold both TOUS and VTI?
TOUS and VTI have a monthly-return correlation of 0.67, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TOUS or VTI?
TOUS yields 1.52% while VTI yields 1.03%, so TOUS currently pays the higher dividend yield.
Is VTI better than TOUS?
VTI has a lower expense ratio. VTI led over 1Y, 3Y and the full window. TOUS is less concentrated, with 17.1% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.