TUSB vs VYM
Thrivent Ultra Short Bond ETF vs Vanguard High Dividend Yield ETF
Which is better, TUSB or VYM?
Short Term Bond against Large Cap Value.
VYM has a lower expense ratio. VYM led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TUSB | VYM |
|---|---|---|
| Expense Ratio | 0.20% | 0.04%Best |
| AUM | $228M | $81.6B |
| Dividend Yield | 4.59% | 2.22% |
| Holdings | 437 | 613 |
| YTD Return | +2.81% | +13.91%Best |
| 1Y Return | +4.37% | +17.57%Best |
| 3Y Return (annualized) | - | +18.12% |
| 5Y Return (annualized) | - | +12.17% |
| Volatility (annualized) | 0.6%Best | 9.9% |
| Max Drawdown | -0.5%Best | -14.5% |
| $10,000 over 1.6 years | $10,740 | $12,604Best |
| Fund Family | Thrivent Funds | Vanguard (US) |
| Category | Fixed Income | Equity |
| Style | Short Term Bond | Large Cap Value |
| Inception | Feb 19, 2025 | Nov 10, 2006 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 19, 2025 to Sep 11, 2026 (1.6 years).
TUSB vs VYM growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.
TUSB vs VYM Performance
Thrivent Ultra Short Bond ETF (TUSB) is an ETF from Thrivent Funds and Vanguard High Dividend Yield ETF (VYM) is an ETF from Vanguard (US). Over the past year TUSB returned +4.37% while VYM returned +17.57%. Year to date, TUSB is up 2.81% versus a gain of 13.91% for VYM.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VYM has been the more volatile fund, with annualized monthly volatility of 9.9% compared with 0.6% for TUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -0.5% for TUSB and -14.5% for VYM. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
TUSB charges 0.20% per year while VYM charges 0.04%. On a $10,000 position that is $20 vs $4 annually, a gap of $16 per year that compounds over a long holding period. On income, TUSB currently yields 4.59% against 2.22% for VYM.
Holdings Overlap
We hold position weights for 182 holdings in TUSB and 603 in VYM, totalling 44.8% and 99.5% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 182 positions we hold weights for in TUSB and 603 in VYM, against full books of 437 and 613.
You are not choosing between two funds in isolation.
Whichever of TUSB and VYM you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TUSB or VYM?
TUSB has an expense ratio of 0.20% while VYM charges 0.04%. VYM is the cheaper option, by $16 a year on a $10,000 investment.
Which performed better, TUSB or VYM?
Over the past year TUSB returned +4.37% vs +17.57% for VYM, so VYM leads on 1-year performance. Over the longest common window we track (2 years), TUSB annualized +4.56% vs +15.56% for VYM. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TUSB or VYM?
VYM has been the more volatile fund at 9.9% annualized versus 0.6% for TUSB. Worst drawdown: TUSB -0.5% vs VYM -14.5%.
Should I hold both TUSB and VYM?
TUSB and VYM have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TUSB or VYM?
TUSB yields 4.59% while VYM yields 2.22%, so TUSB currently pays the higher dividend yield.
Is VYM better than TUSB?
VYM has a lower expense ratio. VYM led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.