QQQ vs TUSB

QQQ vs TUSB

Which is better, QQQ or TUSB?

Large Cap Growth against Short Term Bond.

QQQ has a lower expense ratio. QQQ led over 1Y and the full window.

Lower Fees: QQQHigher Returns: QQQ

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricQQQTUSB
Expense Ratio0.18%Best0.20%
AUM$483.5B$228M
Dividend Yield0.44%4.59%
Holdings107437
YTD Return+16.87%Best+2.81%
1Y Return+22.98%Best+4.37%
3Y Return (annualized)+24.98%-
5Y Return (annualized)+14.39%-
Volatility (annualized)20.3%0.6%Best
Max Drawdown-22.8%-0.5%Best
$10,000 over 1.6 years$13,453Best$10,740
Fund FamilyInvesco (US)Thrivent Funds
CategoryEquityFixed Income
StyleLarge Cap GrowthShort Term Bond
InceptionMar 10, 1999Feb 19, 2025

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 19, 2025 to Sep 11, 2026 (1.6 years).

QQQ vs TUSB growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.

QQQ vs TUSB Performance

Invesco QQQ Trust, Series 1 (QQQ) is an ETF from Invesco (US) and Thrivent Ultra Short Bond ETF (TUSB) is an ETF from Thrivent Funds. Over the past year QQQ returned +22.98% while TUSB returned +4.37%. Year to date, QQQ is up 16.87% versus a gain of 2.81% for TUSB.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

QQQ has been the more volatile fund, with annualized monthly volatility of 20.3% compared with 0.6% for TUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -22.8% for QQQ and -0.5% for TUSB. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.40. They move together some of the time, and apart the rest.

Fees and Cost Over Time

QQQ charges 0.18% per year while TUSB charges 0.20%. On a $10,000 position that is $18 vs $20 annually, a gap of $2 per year that compounds over a long holding period. On income, QQQ currently yields 0.44% against 4.59% for TUSB.

Holdings Overlap

We hold position weights for 102 holdings in QQQ and 182 in TUSB, totalling 99.9% and 44.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 102 positions we hold weights for in QQQ and 182 in TUSB, against full books of 107 and 437.

You are not choosing between two funds in isolation.

Whichever of QQQ and TUSB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

QQQTUSB

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, QQQ or TUSB?

QQQ has an expense ratio of 0.18% while TUSB charges 0.20%. QQQ is the cheaper option, by $2 a year on a $10,000 investment.

Which performed better, QQQ or TUSB?

Over the past year QQQ returned +22.98% vs +4.37% for TUSB, so QQQ leads on 1-year performance. Over the longest common window we track (2 years), QQQ annualized +20.37% vs +4.56% for TUSB. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, QQQ or TUSB?

QQQ has been the more volatile fund at 20.3% annualized versus 0.6% for TUSB. Worst drawdown: QQQ -22.8% vs TUSB -0.5%.

Should I hold both QQQ and TUSB?

QQQ and TUSB have a monthly-return correlation of 0.40, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, QQQ or TUSB?

QQQ yields 0.44% while TUSB yields 4.59%, so TUSB currently pays the higher dividend yield.

Is TUSB better than QQQ?

QQQ has a lower expense ratio. QQQ led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.