TUSB vs VXUS

TUSB vs VXUS

Which is better, TUSB or VXUS?

Short Term Bond against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTUSBVXUS
Expense Ratio0.20%0.05%Best
AUM$228M$158.1B
Dividend Yield4.59%2.51%
Holdings4378,747
YTD Return+2.81%+14.48%Best
1Y Return+4.37%+22.28%Best
3Y Return (annualized)-+20.00%
5Y Return (annualized)-+8.91%
Volatility (annualized)0.6%Best11.8%
Max Drawdown-0.5%Best-13.6%
$10,000 over 1.6 years$10,740$14,555Best
Fund FamilyThrivent FundsVanguard (US)
CategoryFixed IncomeEquity
StyleShort Term BondLarge Cap Blend
InceptionFeb 19, 2025Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 1.6 years row, are measured over the window both funds cover: Feb 19, 2025 to Sep 11, 2026 (1.6 years).

TUSB vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.6 years both funds cover.

TUSB vs VXUS Performance

Thrivent Ultra Short Bond ETF (TUSB) is an ETF from Thrivent Funds and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year TUSB returned +4.37% while VXUS returned +22.28%. Year to date, TUSB is up 2.81% versus a gain of 14.48% for VXUS.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 11.8% compared with 0.6% for TUSB. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.5% for TUSB and -13.6% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.55. They move together some of the time, and apart the rest.

Fees and Cost Over Time

TUSB charges 0.20% per year while VXUS charges 0.05%. On a $10,000 position that is $20 vs $5 annually, a gap of $15 per year that compounds over a long holding period. On income, TUSB currently yields 4.59% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 182 holdings in TUSB and 8,091 in VXUS, totalling 44.8% and 87.7% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 182 positions we hold weights for in TUSB and 8,091 in VXUS, against full books of 437 and 8,747.

You are not choosing between two funds in isolation.

Whichever of TUSB and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TUSBVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TUSB or VXUS?

TUSB has an expense ratio of 0.20% while VXUS charges 0.05%. VXUS is the cheaper option, by $15 a year on a $10,000 investment.

Which performed better, TUSB or VXUS?

Over the past year TUSB returned +4.37% vs +22.28% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (2 years), TUSB annualized +4.56% vs +26.44% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TUSB or VXUS?

VXUS has been the more volatile fund at 11.8% annualized versus 0.6% for TUSB. Worst drawdown: TUSB -0.5% vs VXUS -13.6%.

Should I hold both TUSB and VXUS?

TUSB and VXUS have a monthly-return correlation of 0.55, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, TUSB or VXUS?

TUSB yields 4.59% while VXUS yields 2.51%, so TUSB currently pays the higher dividend yield.

Is VXUS better than TUSB?

VXUS has a lower expense ratio. VXUS led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.