TUSI vs VXUS

TUSI vs VXUS

Which is better, TUSI or VXUS?

Ultrashort Term Bond against Large Cap Blend.

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window.

Lower Fees: VXUSHigher Returns: VXUS

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricTUSIVXUS
Expense Ratio0.25%0.05%Best
AUM$666M$158.1B
Dividend Yield4.89%2.51%
Holdings2388,747
YTD Return+0.82%+12.57%Best
1Y Return+2.17%+19.71%Best
3Y Return (annualized)+4.70%+19.25%Best
5Y Return (annualized)-+8.59%
Volatility (annualized)0.8%Best14.8%
Max Drawdown-0.6%Best-16.2%
$10,000 over 4.1 years$12,063$18,202Best
Fund FamilyTouchstone InvestmentsVanguard (US)
CategoryFixed IncomeEquity
StyleUltrashort Term BondLarge Cap Blend
InceptionAug 4, 2022Jan 26, 2011

Not shown on this pair: Top 10 Weight.

Volatility and max drawdown, and the $10,000 over 4.1 years row, are measured over the window both funds cover: Aug 8, 2022 to Sep 15, 2026 (4.1 years).

TUSI vs VXUS growth

Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.1 years both funds cover.

TUSI vs VXUS Performance

Touchstone Ultra Short Income ETF (TUSI) is an ETF from Touchstone Investments and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year TUSI returned +2.17% while VXUS returned +19.71%. Year to date, TUSI is up 0.82% versus a gain of 12.57% for VXUS.

Over three years, TUSI compounded at +4.70% per year against +19.25% for VXUS. Across the full 4-year window we track, VXUS has the edge at +15.73% annualized vs +4.68%.

Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VXUS has been the more volatile fund, with annualized monthly volatility of 14.8% compared with 0.8% for TUSI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -0.6% for TUSI and -16.2% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.22. They move largely independently of each other.

Fees and Cost Over Time

TUSI charges 0.25% per year while VXUS charges 0.05%. On a $10,000 position that is $25 vs $5 annually, a gap of $20 per year that compounds over a long holding period. On income, TUSI currently yields 4.89% against 2.51% for VXUS.

Holdings Overlap

We hold position weights for 119 holdings in TUSI and 8,082 in VXUS, totalling 51.3% and 88.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.

0 positions in common, counted across the 119 positions we hold weights for in TUSI and 8,082 in VXUS, against full books of 238 and 8,747.

You are not choosing between two funds in isolation.

Whichever of TUSI and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

TUSIVXUS

Free for up to 10 holdings. No account needed.

Frequently Asked Questions

Which is cheaper, TUSI or VXUS?

TUSI has an expense ratio of 0.25% while VXUS charges 0.05%. VXUS is the cheaper option, by $20 a year on a $10,000 investment.

Which performed better, TUSI or VXUS?

Over the past year TUSI returned +2.17% vs +19.71% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), TUSI annualized +4.68% vs +15.73% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.

Which is riskier, TUSI or VXUS?

VXUS has been the more volatile fund at 14.8% annualized versus 0.8% for TUSI. Worst drawdown: TUSI -0.6% vs VXUS -16.2%.

Should I hold both TUSI and VXUS?

TUSI and VXUS have a monthly-return correlation of 0.22, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, TUSI or VXUS?

TUSI yields 4.89% while VXUS yields 2.51%, so TUSI currently pays the higher dividend yield.

Is VXUS better than TUSI?

VXUS has a lower expense ratio. VXUS led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.