IVV vs TUSI
iShares Core S&P 500 ETF vs Touchstone Ultra Short Income ETF
Which is better, IVV or TUSI?
Large Cap Blend against Ultrashort Term Bond.
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | IVV | TUSI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.25% |
| AUM | $876.4B | $666M |
| Dividend Yield | 1.06% | 4.89% |
| Holdings | 508 | 238 |
| YTD Return | +11.57%Best | +0.86% |
| 1Y Return | +17.57%Best | +2.34% |
| 3Y Return (annualized) | +20.71%Best | +4.73% |
| 5Y Return (annualized) | +12.80% | - |
| Volatility (annualized) | 14.2% | 0.8%Best |
| Max Drawdown | -18.8% | -0.6%Best |
| $10,000 over 4.1 years | $19,446Best | $12,072 |
| Fund Family | iShares by BlackRock (US) | Touchstone Investments |
| Category | Equity | Fixed Income |
| Style | Large Cap Blend | Ultrashort Term Bond |
| Inception | May 15, 2000 | Aug 4, 2022 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.1 years row, are measured over the window both funds cover: Aug 8, 2022 to Sep 10, 2026 (4.1 years).
IVV vs TUSI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.1 years both funds cover.
IVV vs TUSI Performance
iShares Core S&P 500 ETF (IVV) is an ETF from iShares by BlackRock (US) and Touchstone Ultra Short Income ETF (TUSI) is an ETF from Touchstone Investments. Over the past year IVV returned +17.57% while TUSI returned +2.34%. Year to date, IVV is up 11.57% versus a gain of 0.86% for TUSI.
Over three years, IVV compounded at +20.71% per year against +4.73% for TUSI. Across the full 4-year window we track, IVV has the edge at +17.61% annualized vs +4.70%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
IVV has been the more volatile fund, with annualized monthly volatility of 14.2% compared with 0.8% for TUSI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -18.8% for IVV and -0.6% for TUSI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.14. They move largely independently of each other.
Fees and Cost Over Time
IVV charges 0.03% per year while TUSI charges 0.25%. On a $10,000 position that is $3 vs $25 annually, a gap of $22 per year that compounds over a long holding period. On income, IVV currently yields 1.06% against 4.89% for TUSI.
Holdings Overlap
We hold position weights for 505 holdings in IVV and 119 in TUSI, totalling 100.0% and 50.8% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 505 positions we hold weights for in IVV and 119 in TUSI, against full books of 508 and 238.
You are not choosing between two funds in isolation.
Whichever of IVV and TUSI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, IVV or TUSI?
IVV has an expense ratio of 0.03% while TUSI charges 0.25%. IVV is the cheaper option, by $22 a year on a $10,000 investment.
Which performed better, IVV or TUSI?
Over the past year IVV returned +17.57% vs +2.34% for TUSI, so IVV leads on 1-year performance. Over the longest common window we track (4 years), IVV annualized +17.61% vs +4.70% for TUSI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, IVV or TUSI?
IVV has been the more volatile fund at 14.2% annualized versus 0.8% for TUSI. Worst drawdown: IVV -18.8% vs TUSI -0.6%.
Should I hold both IVV and TUSI?
IVV and TUSI have a monthly-return correlation of 0.14, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, IVV or TUSI?
IVV yields 1.06% while TUSI yields 4.89%, so TUSI currently pays the higher dividend yield.
Is TUSI better than IVV?
IVV has a lower expense ratio. IVV led over 1Y, 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.