TXUE vs VTI
Thornburg International Equity ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, TXUE or VTI?
Each has led over a different period.
VTI has a lower expense ratio. TXUE led over the full window, VTI over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | TXUE | VTI |
|---|---|---|
| Expense Ratio | 0.65% | 0.03%Best |
| AUM | $542M | $690.1B |
| Dividend Yield | 0.93% | 1.03% |
| Holdings | 49 | 3,524 |
| YTD Return | +8.75% | +12.51%Best |
| 1Y Return | +13.30% | +15.23%Best |
| 3Y Return (annualized) | - | +22.50% |
| 5Y Return (annualized) | - | +12.31% |
| Volatility (annualized) | 11.8%Best | 12.7% |
| Max Drawdown | -13.0%Best | -19.3% |
| $10,000 over 1.7 years | $13,794Best | $12,761 |
| Fund Family | Thornburg Investment Management | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jan 22, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.7 years row, are measured over the window both funds cover: Jan 22, 2025 to Oct 1, 2026 (1.7 years).
TXUE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.7 years both funds cover.
TXUE vs VTI Performance
Thornburg International Equity ETF (TXUE) is an ETF from Thornburg Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year TXUE returned +13.30% while VTI returned +15.23%. Year to date, TXUE is up 8.75% versus a gain of 12.51% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 11.8% for TXUE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -13.0% for TXUE and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.45. They move together some of the time, and apart the rest.
Fees and Cost Over Time
TXUE charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, TXUE currently yields 0.93% against 1.03% for VTI.
Holdings Overlap
At least 0.6% of VTI's money is in holdings TXUE also owns.
Stated as a floor: for TXUE, our book for it covers 94.1% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
3 positions in common, counted across the 48 positions we hold weights for in TXUE and 3,463 in VTI, against full books of 49 and 3,524.
You are not choosing between two funds in isolation.
Whichever of TXUE and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, TXUE or VTI?
TXUE has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option, by $62 a year on a $10,000 investment.
Which performed better, TXUE or VTI?
Over the past year TXUE returned +13.30% vs +15.23% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), TXUE annualized +20.83% vs +15.42% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, TXUE or VTI?
VTI has been the more volatile fund at 12.7% annualized versus 11.8% for TXUE. Worst drawdown: TXUE -13.0% vs VTI -19.3%.
Should I hold both TXUE and VTI?
TXUE and VTI have a monthly-return correlation of 0.45, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, TXUE or VTI?
TXUE yields 0.93% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than TXUE?
VTI has a lower expense ratio. TXUE led over the full window, VTI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.