TXUE vs VTI

Quick Verdict

VTI has a lower expense ratio. VTI delivered stronger 1-year returns. VTI offers more diversification with 3,543 holdings.

Lower Fees: VTIHigher Returns: VTIMore Diversified: VTI

Side-by-Side Comparison

MetricTXUEVTIWinner
Expense Ratio0.65%0.03%
AUM$551M$666.9B
Dividend Yield0.94%1.07%
Holdings493,543
YTD Return+15.82%+14.82%
1Y Return+21.68%+22.43%
3Y Return (annualized)-+21.93%
5Y Return (annualized)-+12.34%
Volatility (annualized)11.0%15.4%
Max Drawdown-13.0%-56.6%
Fund FamilyThornburg Investment ManagementVanguard (US)
CategoryEquityEquity
InceptionJan 22, 2025May 24, 2001

TXUE vs VTI Performance

Thornburg International Equity ETF (TXUE) is a ETF from Thornburg Investment Management and Vanguard Morningstar Total Stock Market ETF (VTI) is a ETF from Vanguard (US). Over the past year TXUE returned +21.68% while VTI returned +22.43%. Year to date, TXUE is up 15.82% versus a gain of 14.82% for VTI.

Risk: Volatility and Drawdowns

VTI has been the more volatile fund, with annualized monthly volatility of 15.4% compared with 11.0% for TXUE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -13.0% for TXUE and -56.6% for VTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.43. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

TXUE charges 0.65% per year while VTI charges 0.03%. On a $10,000 position that is $65 vs $3 annually, a gap of $62 per year that compounds over a long holding period. On income, TXUE currently yields 0.94% against 1.07% for VTI.

Holdings Overlap

0.5%overlap

TXUE and VTI share 2 holdings out of 2833 unique holdings combined, representing a 0.5% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in TXUEWeight in VTIDifference
FCX2.07%0.12%1.95%
LIN1.65%0.33%1.32%

Frequently Asked Questions

Which is cheaper, TXUE or VTI?

TXUE has an expense ratio of 0.65% while VTI charges 0.03%. VTI is the cheaper option. On a $10,000 investment, that is $62 per year of difference.

Which performed better, TXUE or VTI?

Over the past year TXUE returned +21.68% vs +22.43% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (2 years), TXUE annualized +27.84% vs +8.16% for VTI. Past performance does not guarantee future results.

Which is riskier, TXUE or VTI?

VTI has been the more volatile fund at 15.4% annualized versus 11.0% for TXUE. Worst drawdown: TXUE -13.0% vs VTI -56.6%.

Should I hold both TXUE and VTI?

TXUE and VTI have a monthly-return correlation of 0.43, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between TXUE and VTI?

TXUE and VTI share 2 common holdings with a 0.5% weight overlap. Combined, they hold 2833 unique securities.

Which pays a higher dividend, TXUE or VTI?

TXUE yields 0.94% while VTI yields 1.07%, so VTI currently pays the higher dividend yield.

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