SCHD vs TXUE
Schwab US Dividend Equity ETF vs Thornburg International Equity ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD delivered stronger 1-year returns. SCHD offers more diversification with 100 holdings.
Side-by-Side Comparison
| Metric | SCHD | TXUE | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 0.65% | |
| AUM | $103.7B | $527M | |
| Dividend Yield | 3.31% | 0.98% | |
| Holdings | 104 | 46 | |
| YTD Return | +25.62% | +15.75% | |
| 1Y Return | +32.62% | +24.15% | |
| 3Y Return (annualized) | +15.58% | - | |
| 5Y Return (annualized) | +9.63% | - | |
| Volatility (annualized) | 13.6% | 11.0% | |
| Max Drawdown | -33.4% | -13.0% | |
| Fund Family | Charles Schwab Asset Management | Thornburg Investment Management | |
| Category | Equity | Equity | |
| Inception | Oct 20, 2011 | Jan 22, 2025 |
SCHD vs TXUE Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and Thornburg International Equity ETF (TXUE) is a ETF from Thornburg Investment Management. Over the past year SCHD returned +32.62% while TXUE returned +24.15%. Year to date, SCHD is up 25.62% versus a gain of 15.75% for TXUE.
Risk: Volatility and Drawdowns
SCHD has been the more volatile fund, with annualized monthly volatility of 13.6% compared with 11.0% for TXUE. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -13.0% for TXUE. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.51. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
SCHD charges 0.06% per year while TXUE charges 0.65%. On a $10,000 position that is $6 vs $65 annually, a gap of $59 per year that compounds over a long holding period. On income, SCHD currently yields 3.31% against 0.98% for TXUE.
Holdings Overlap
SCHD and TXUE share 0 holdings out of 148 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, SCHD or TXUE?
SCHD has an expense ratio of 0.06% while TXUE charges 0.65%. SCHD is the cheaper option. On a $10,000 investment, that is $59 per year of difference.
Which performed better, SCHD or TXUE?
Over the past year SCHD returned +32.62% vs +24.15% for TXUE, so SCHD leads on 1-year performance. Over the longest common window we track (2 years), SCHD annualized +11.47% vs +27.95% for TXUE. Past performance does not guarantee future results.
Which is riskier, SCHD or TXUE?
SCHD has been the more volatile fund at 13.6% annualized versus 11.0% for TXUE. Worst drawdown: SCHD -33.4% vs TXUE -13.0%.
Should I hold both SCHD and TXUE?
SCHD and TXUE have a monthly-return correlation of 0.51, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between SCHD and TXUE?
SCHD and TXUE share 0 common holdings with a 0.0% weight overlap. Combined, they hold 148 unique securities.
Which pays a higher dividend, SCHD or TXUE?
SCHD yields 3.31% while TXUE yields 0.98%, so SCHD currently pays the higher dividend yield.
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