ULTI vs VTI
REX IncomeMax Option Strategy ETF vs Vanguard Morningstar Total Stock Market ETF
Which is better, ULTI or VTI?
Option Writing against Large Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | ULTI | VTI |
|---|---|---|
| Expense Ratio | 1.32% | 0.03%Best |
| AUM | $9M | $689.2B |
| Dividend Yield | 166.52% | 1.06% |
| Holdings | 184 | 3,542 |
| YTD Return | -37.38% | +12.23%Best |
| 1Y Return | -54.31% | +12.74%Best |
| 3Y Return (annualized) | - | +21.44% |
| 5Y Return (annualized) | - | +10.83% |
| Volatility (annualized) | 58.0% | 13.1%Best |
| Max Drawdown | -59.6% | -8.9%Best |
| $10,000 over 1 years | $4,144 | $10,899Best |
| Fund Family | REX Shares | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Option Writing | Large Cap Blend |
| Inception | Oct 31, 2025 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1 years row, are measured over the window both funds cover: Oct 31, 2025 to Nov 6, 2026 (1 years).
ULTI vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1 years both funds cover.
ULTI vs VTI Performance
REX IncomeMax Option Strategy ETF (ULTI) is an ETF from REX Shares and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year ULTI returned -54.31% while VTI returned +12.74%. Year to date, ULTI is down 37.38% versus a gain of 12.23% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
ULTI has been the more volatile fund, with annualized monthly volatility of 58.0% compared with 13.1% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -59.6% for ULTI and -8.9% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.49. They move together some of the time, and apart the rest.
Fees and Cost Over Time
ULTI charges 1.32% per year while VTI charges 0.03%. On a $10,000 position that is $132 vs $3 annually, a gap of $129 per year that compounds over a long holding period. On income, ULTI currently yields 166.52% against 1.06% for VTI.
Holdings Overlap
At least 1.6% of VTI's money is in holdings ULTI also owns.
Stated as a floor: for ULTI, our book for it covers 91.2% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and ULTI share little of their money.
18 positions in common, counted across the 19 positions we hold weights for in ULTI and 3,464 in VTI, against full books of 184 and 3,542.
Top Shared Holdings
| Stock | Weight in ULTI | Weight in VTI | Difference |
|---|---|---|---|
| SNDKVSandisk Corp. | 5.43% | 0.35% | 5.08% |
| INTCIntel Corp. | 4.80% | 0.74% | 4.06% |
| MRNAModerna Inc | 5.09% | 0.09% | 5.00% |
| ASSTStrive Inc - A | 5.01% | 0.00% | 5.01% |
| IOVAIovance Biotherapeutics Inc | 4.86% | 0.01% | 4.85% |
| RDDTReddit Inc Series C Pc Pp | 4.81% | 0.03% | 4.78% |
| MSTRMicrostrategy Inc | 4.76% | 0.08% | 4.68% |
| ZETAZeta Global Holdings Corp-A | 4.81% | 0.01% | 4.80% |
| HOODRobinhood Markets Inc - A | 4.65% | 0.12% | 4.53% |
| HIMSHims & Hers Health Inc | 4.76% | 0.01% | 4.75% |
You are not choosing between two funds in isolation.
Whichever of ULTI and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, ULTI or VTI?
ULTI has an expense ratio of 1.32% while VTI charges 0.03%. VTI is the cheaper option, by $129 a year on a $10,000 investment.
Which performed better, ULTI or VTI?
Over the past year ULTI returned -54.31% vs +12.74% for VTI, so VTI leads on 1-year performance. Over the longest common window we track (1 years), ULTI annualized -58.56% vs +8.99% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, ULTI or VTI?
ULTI has been the more volatile fund at 58.0% annualized versus 13.1% for VTI. Worst drawdown: ULTI -59.6% vs VTI -8.9%.
Should I hold both ULTI and VTI?
ULTI and VTI have a monthly-return correlation of 0.49, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between ULTI and VTI?
At least 1.6% of VTI's money is in holdings ULTI also owns. Our book for ULTI is partial, so the real figure is this or higher. They hold 18 positions in common, counted across the 19 positions we hold weights for in ULTI and 3,464 in VTI.
Which pays a higher dividend, ULTI or VTI?
ULTI yields 166.52% while VTI yields 1.06%, so ULTI currently pays the higher dividend yield.
Is VTI better than ULTI?
VTI has a lower expense ratio. VTI led over 1Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.