SCHD vs ULTI
Schwab US Dividend Equity ETF vs REX IncomeMax Option Strategy ETF
Quick Verdict
SCHD has a lower expense ratio. SCHD offers more diversification with 104 holdings.
Side-by-Side Comparison
| Metric | SCHD | ULTI | Winner |
|---|---|---|---|
| Expense Ratio | 0.06% | 1.32% | |
| AUM | $108.7B | $23M | |
| Dividend Yield | 3.13% | 103.08% | |
| Holdings | 104 | 103 | |
| YTD Return | +26.54% | -21.45% | |
| 1Y Return | +30.90% | - | |
| 3Y Return (annualized) | +16.29% | - | |
| 5Y Return (annualized) | +9.65% | - | |
| Volatility (annualized) | 13.6% | - | |
| Max Drawdown | -33.4% | -54.0% | |
| Fund Family | Charles Schwab Asset Management | REX Shares | |
| Category | Equity | Alternative | |
| Inception | Oct 20, 2011 | Oct 31, 2025 |
SCHD vs ULTI Performance
Schwab US Dividend Equity ETF (SCHD) is a ETF from Charles Schwab Asset Management and REX IncomeMax Option Strategy ETF (ULTI) is a ETF from REX Shares. Year to date, SCHD is up 26.54% versus a loss of 21.45% for ULTI.
Risk: Volatility and Drawdowns
The deepest peak-to-trough decline in our data was -33.4% for SCHD and -54.0% for ULTI. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
Fees and Cost Over Time
SCHD charges 0.06% per year while ULTI charges 1.32%. On a $10,000 position that is $6 vs $132 annually, a gap of $126 per year that compounds over a long holding period. On income, SCHD currently yields 3.13% against 103.08% for ULTI.
Holdings Overlap
SCHD and ULTI share 1 holdings out of 120 unique holdings combined, representing a 2.5% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Top Shared Holdings
| Stock | Weight in SCHD | Weight in ULTI | Difference |
|---|---|---|---|
| QCOM | 2.55% | 4.90% | 2.35% |
Frequently Asked Questions
Which is cheaper, SCHD or ULTI?
SCHD has an expense ratio of 0.06% while ULTI charges 1.32%. SCHD is the cheaper option. On a $10,000 investment, that is $126 per year of difference.
What is the holdings overlap between SCHD and ULTI?
SCHD and ULTI share 1 common holdings with a 2.5% weight overlap. Combined, they hold 120 unique securities.
Which pays a higher dividend, SCHD or ULTI?
SCHD yields 3.13% while ULTI yields 103.08%, so ULTI currently pays the higher dividend yield.
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