UMDD vs VTI
UltraPro MidCap400 vs Vanguard Morningstar Total Stock Market ETF
Which is better, UMDD or VTI?
Multi Alternative against Large Cap Blend.
VTI has a lower expense ratio. UMDD led over 1Y and the full window, VTI over 3Y and 5Y. The two have moved almost in lockstep, correlation 0.93.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | UMDD | VTI |
|---|---|---|
| Expense Ratio | 0.95% | 0.03%Best |
| AUM | $29M | $666.9B |
| Dividend Yield | 0.69% | 1.03% |
| Holdings | 409 | 3,543 |
| YTD Return | +17.28%Best | +11.06% |
| 1Y Return | +20.91%Best | +15.41% |
| 3Y Return (annualized) | +19.50% | +20.48%Best |
| 5Y Return (annualized) | +0.68% | +11.52%Best |
| Volatility (annualized) | 52.7% | 14.9%Best |
| Max Drawdown | -86.4% | -35.0%Best |
| $10,000 over 5 years | $10,345 | $17,249Best |
| Fund Family | ProShares | Vanguard (US) |
| Category | Alternative | Equity |
| Style | Multi Alternative | Large Cap Blend |
| Inception | Feb 9, 2010 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 11, 2010 to Sep 16, 2026 (16.6 years).
UMDD vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 16.6 years both funds cover.
UMDD vs VTI Performance
UltraPro MidCap400 (UMDD) is an ETF from ProShares and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year UMDD returned +20.91% while VTI returned +15.41%. Year to date, UMDD is up 17.28% versus a gain of 11.06% for VTI.
Over three years, UMDD compounded at +19.50% per year against +20.48% for VTI; over five years the annualized figures are +0.68% and +11.52% respectively. Across the full 17-year window we track, UMDD has the edge at +17.85% annualized vs +12.74%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
UMDD has been the more volatile fund, with annualized monthly volatility of 52.7% compared with 14.9% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -86.4% for UMDD and -35.0% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.93. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
UMDD charges 0.95% per year while VTI charges 0.03%. On a $10,000 position that is $95 vs $3 annually, a gap of $92 per year that compounds over a long holding period. On income, UMDD currently yields 0.69% against 1.03% for VTI.
Holdings Overlap
At least 4.8% of VTI's money is in holdings UMDD also owns.
Stated as a floor: for UMDD, our book for it covers 59.5% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
VTI and UMDD share little of their money.
384 positions in common, counted across the 396 positions we hold weights for in UMDD and 3,463 in VTI, against full books of 409 and 3,543.
Top Shared Holdings
| Stock | Weight in UMDD | Weight in VTI | Difference |
|---|---|---|---|
| TWLOTwilio Inc. Class A | 0.61% | 0.04% | 0.57% |
| ILMNIllumina, Inc. | 0.55% | 0.04% | 0.51% |
| 0RMV:LNTechnipfmc Plc Ordinary Shares | 0.53% | 0.04% | 0.49% |
| OKTAOkta Inc. | 0.49% | 0.03% | 0.46% |
| ATIAti Inc | 0.47% | 0.04% | 0.43% |
| NVT:IENvent Electric Plc Ordinary Shares | 0.41% | 0.03% | 0.38% |
| CRSCarpenter Technology Corpcommon Stock | 0.40% | 0.03% | 0.37% |
| THCTenet Healthcare Corp Common Stock Usd 0.05 | 0.39% | 0.03% | 0.36% |
| USFDUS Foods Holding Corp | 0.39% | 0.03% | 0.36% |
| XPOXpo Logistics Inc. | 0.39% | 0.03% | 0.36% |
You are not choosing between two funds in isolation.
Whichever of UMDD and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, UMDD or VTI?
UMDD has an expense ratio of 0.95% while VTI charges 0.03%. VTI is the cheaper option, by $92 a year on a $10,000 investment.
Which performed better, UMDD or VTI?
Over the past year UMDD returned +20.91% vs +15.41% for VTI, so UMDD leads on 1-year performance. Over the longest common window we track (17 years), UMDD annualized +17.85% vs +12.74% for VTI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, UMDD or VTI?
UMDD has been the more volatile fund at 52.7% annualized versus 14.9% for VTI. Worst drawdown: UMDD -86.4% vs VTI -35.0%.
Should I hold both UMDD and VTI?
UMDD and VTI have a monthly-return correlation of 0.93, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between UMDD and VTI?
At least 4.8% of VTI's money is in holdings UMDD also owns. Our book for UMDD is partial, so the real figure is this or higher. They hold 384 positions in common, counted across the 396 positions we hold weights for in UMDD and 3,463 in VTI.
Which pays a higher dividend, UMDD or VTI?
UMDD yields 0.69% while VTI yields 1.03%, so VTI currently pays the higher dividend yield.
Is VTI better than UMDD?
VTI has a lower expense ratio. UMDD led over 1Y and the full window, VTI over 3Y and 5Y. The two have moved almost in lockstep, correlation 0.93. Which one suits a particular account depends on what it is for. This is information, not a recommendation.