USE vs VTI
USCF Energy Commodity Strategy Absolute Return Fund vs Vanguard Morningstar Total Stock Market ETF
Which is better, USE or VTI?
Large Cap Growth against Large Cap Blend.
VTI has a lower expense ratio. USE led over 1Y, VTI over 3Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USE | VTI |
|---|---|---|
| Expense Ratio | 0.79% | 0.03%Best |
| AUM | $7M | $666.9B |
| Dividend Yield | 2.10% | 1.03% |
| Holdings | 9 | 3,543 |
| YTD Return | +57.28%Best | +13.14% |
| 1Y Return | +27.75%Best | +16.63% |
| 3Y Return (annualized) | +12.84% | +22.30%Best |
| 5Y Return (annualized) | - | +12.01% |
| Volatility (annualized) | 33.4% | 13.2%Best |
| Max Drawdown | -28.2% | -19.3%Best |
| $10,000 over 3.4 years | $18,221 | $19,689Best |
| Fund Family | USCF Investments | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Growth | Large Cap Blend |
| Inception | May 3, 2023 | May 24, 2001 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 3.4 years row, are measured over the window both funds cover: May 4, 2023 to Sep 23, 2026 (3.4 years).
USE vs VTI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 3.4 years both funds cover.
USE vs VTI Performance
USCF Energy Commodity Strategy Absolute Return Fund (USE) is an ETF from USCF Investments and Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US). Over the past year USE returned +27.75% while VTI returned +16.63%. Year to date, USE is up 57.28% versus a gain of 13.14% for VTI.
Over three years, USE compounded at +12.84% per year against +22.30% for VTI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USE has been the more volatile fund, with annualized monthly volatility of 33.4% compared with 13.2% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -28.2% for USE and -19.3% for VTI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at -0.11. They move largely independently of each other.
Fees and Cost Over Time
USE charges 0.79% per year while VTI charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, USE currently yields 2.10% against 1.03% for VTI.
You are not choosing between two funds in isolation.
Whichever of USE and VTI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USE or VTI?
USE has an expense ratio of 0.79% while VTI charges 0.03%. VTI is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, USE or VTI?
Over the past year USE returned +27.75% vs +16.63% for VTI, so USE leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, USE or VTI?
USE has been the more volatile fund at 33.4% annualized versus 13.2% for VTI. Worst drawdown: USE -28.2% vs VTI -19.3%.
Should I hold both USE and VTI?
USE and VTI have a monthly-return correlation of -0.11, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, USE or VTI?
USE yields 2.10% while VTI yields 1.03%, so USE currently pays the higher dividend yield.
Is VTI better than USE?
VTI has a lower expense ratio. USE led over 1Y, VTI over 3Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.