USE vs VOO

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricUSEVOOWinner
Expense Ratio0.79%0.03%
AUM$6M$979.0B
Dividend Yield2.63%1.09%
Holdings6509
YTD Return+33.60%+13.80%
1Y Return+13.46%+23.71%
3Y Return (annualized)+9.40%+21.50%
5Y Return (annualized)-+13.44%
Volatility (annualized)33.8%14.1%
Max Drawdown-28.2%-34.3%
Fund FamilyUSCF InvestmentsVanguard (US)
CategoryEquityEquity
InceptionMay 3, 2023Sep 7, 2010

USE vs VOO Performance

USCF Energy Commodity Strategy Absolute Return Fund (USE) is a ETF from USCF Investments and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year USE returned +13.46% while VOO returned +23.71%. Year to date, USE is up 33.60% versus a gain of 13.80% for VOO.

Over three years, USE compounded at +9.40% per year against +21.50% for VOO. Across the full 3-year window we track, USE has the edge at +14.27% annualized vs +13.58%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

USE has been the more volatile fund, with annualized monthly volatility of 33.8% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -28.2% for USE and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.10. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

USE charges 0.79% per year while VOO charges 0.03%. On a $10,000 position that is $79 vs $3 annually, a gap of $76 per year that compounds over a long holding period. On income, USE currently yields 2.63% against 1.09% for VOO.

Holdings Overlap

0.0%overlap

USE and VOO share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, USE or VOO?

USE has an expense ratio of 0.79% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, USE or VOO?

Over the past year USE returned +13.46% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), USE annualized +14.27% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, USE or VOO?

USE has been the more volatile fund at 33.8% annualized versus 14.1% for VOO. Worst drawdown: USE -28.2% vs VOO -34.3%.

Should I hold both USE and VOO?

USE and VOO have a monthly-return correlation of -0.10, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between USE and VOO?

USE and VOO share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, USE or VOO?

USE yields 2.63% while VOO yields 1.09%, so USE currently pays the higher dividend yield.

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