USNZ vs VXUS
Xtrackers Net Zero Pathway Paris Aligned US Equity ETF vs Vanguard Total International Stock ETF
Which is better, USNZ or VXUS?
Each has led over a different period.
VXUS has a lower expense ratio. USNZ led over 3Y and the full window, VXUS over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | USNZ | VXUS |
|---|---|---|
| Expense Ratio | 0.10% | 0.05%Best |
| AUM | $297M | $158.1B |
| Dividend Yield | 0.93% | 2.51% |
| Holdings | 310 | 8,747 |
| YTD Return | +12.66% | +12.82%Best |
| 1Y Return | +16.55% | +19.86%Best |
| 3Y Return (annualized) | +20.89%Best | +19.33% |
| 5Y Return (annualized) | - | +9.46% |
| Volatility (annualized) | 15.3% | 14.8%Best |
| Max Drawdown | -19.2% | -16.2%Best |
| $10,000 over 4.2 years | $20,705Best | $18,558 |
| Fund Family | Xtrackers ETFs | Vanguard (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Jun 27, 2022 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 4.2 years row, are measured over the window both funds cover: Jun 28, 2022 to Sep 18, 2026 (4.2 years).
USNZ vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 4.2 years both funds cover.
USNZ vs VXUS Performance
Xtrackers Net Zero Pathway Paris Aligned US Equity ETF (USNZ) is an ETF from Xtrackers ETFs and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year USNZ returned +16.55% while VXUS returned +19.86%. Year to date, USNZ is up 12.66% versus a gain of 12.82% for VXUS.
Over three years, USNZ compounded at +20.89% per year against +19.33% for VXUS. Across the full 4-year window we track, USNZ has the edge at +18.92% annualized vs +15.86%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
USNZ has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 14.8% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -19.2% for USNZ and -16.2% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.77. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
USNZ charges 0.10% per year while VXUS charges 0.05%. On a $10,000 position that is $10 vs $5 annually, a gap of $5 per year that compounds over a long holding period. On income, USNZ currently yields 0.93% against 2.51% for VXUS.
Holdings Overlap
At least 0.1% of USNZ's money is in holdings VXUS also owns.
Stated as a floor: for VXUS, our book for it covers 88.8% of that fund, so a holding it does not list is one we cannot count as shared. The real figure is this or higher.
We cannot see either book well enough to say how much of this pair is duplicated.
2 positions in common, counted across the 297 positions we hold weights for in USNZ and 8,082 in VXUS, against full books of 310 and 8,747.
You are not choosing between two funds in isolation.
Whichever of USNZ and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, USNZ or VXUS?
USNZ has an expense ratio of 0.10% while VXUS charges 0.05%. VXUS is the cheaper option, by $5 a year on a $10,000 investment.
Which performed better, USNZ or VXUS?
Over the past year USNZ returned +16.55% vs +19.86% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (4 years), USNZ annualized +18.92% vs +15.86% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, USNZ or VXUS?
USNZ has been the more volatile fund at 15.3% annualized versus 14.8% for VXUS. Worst drawdown: USNZ -19.2% vs VXUS -16.2%.
Should I hold both USNZ and VXUS?
USNZ and VXUS have a monthly-return correlation of 0.77, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, USNZ or VXUS?
USNZ yields 0.93% while VXUS yields 2.51%, so VXUS currently pays the higher dividend yield.
Is VXUS better than USNZ?
VXUS has a lower expense ratio. USNZ led over 3Y and the full window, VXUS over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.