UTHY vs VOO
F/m US Treasury 30 Year Bond ETF vs Vanguard S&P 500 ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.
Side-by-Side Comparison
| Metric | UTHY | VOO | Winner |
|---|---|---|---|
| Expense Ratio | 0.15% | 0.03% | |
| AUM | $178M | $979.0B | |
| Dividend Yield | 5.02% | 1.09% | |
| Holdings | 2 | 509 | |
| YTD Return | -2.93% | +13.44% | |
| 1Y Return | -1.48% | +22.62% | |
| 3Y Return (annualized) | -0.62% | +21.47% | |
| 5Y Return (annualized) | - | +13.27% | |
| Volatility (annualized) | 13.1% | 14.1% | |
| Max Drawdown | -21.9% | -34.3% | |
| Fund Family | US Benchmark Series | Vanguard (US) | |
| Category | Fixed Income | Equity | |
| Inception | Mar 27, 2023 | Sep 7, 2010 |
UTHY vs VOO Performance
F/m US Treasury 30 Year Bond ETF (UTHY) is a ETF from US Benchmark Series and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year UTHY returned -1.48% while VOO returned +22.62%. Year to date, UTHY is down 2.93% versus a gain of 13.44% for VOO.
Over three years, UTHY compounded at -0.62% per year against +21.47% for VOO. Across the full 3-year window we track, VOO has the edge at +13.55% annualized vs -2.89%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 13.1% for UTHY. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -21.9% for UTHY and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.52. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
UTHY charges 0.15% per year while VOO charges 0.03%. On a $10,000 position that is $15 vs $3 annually, a gap of $12 per year that compounds over a long holding period. On income, UTHY currently yields 5.02% against 1.09% for VOO.
Frequently Asked Questions
Which is cheaper, UTHY or VOO?
UTHY has an expense ratio of 0.15% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $12 per year of difference.
Which performed better, UTHY or VOO?
Over the past year UTHY returned -1.48% vs +22.62% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (3 years), UTHY annualized -2.89% vs +13.55% for VOO. Past performance does not guarantee future results.
Which is riskier, UTHY or VOO?
VOO has been the more volatile fund at 14.1% annualized versus 13.1% for UTHY. Worst drawdown: UTHY -21.9% vs VOO -34.3%.
Should I hold both UTHY and VOO?
UTHY and VOO have a monthly-return correlation of 0.52, so combining them can provide real diversification depending on your allocation goals.
Which pays a higher dividend, UTHY or VOO?
UTHY yields 5.02% while VOO yields 1.09%, so UTHY currently pays the higher dividend yield.
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