Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VBF offers more diversification with 1017 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VBF

Side-by-Side Comparison

MetricVBFVOOWinner
Expense Ratio0.54%0.03%
AUM$4,400.74$979.0B
Dividend Yield5.07%1.09%
Holdings1,492509
YTD Return-1.13%+13.80%
1Y Return+0.15%+23.71%
3Y Return (annualized)+5.16%+21.50%
5Y Return (annualized)-1.89%+13.44%
Volatility (annualized)10.5%14.1%
Max Drawdown-41.6%-34.3%
Fund FamilyInvesco (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionOct 28, 1970Sep 7, 2010

VBF vs VOO Performance

Invesco Bond Fund (VBF) is a ETF from Invesco (US) and Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US). Over the past year VBF returned +0.15% while VOO returned +23.71%. Year to date, VBF is down 1.13% versus a gain of 13.80% for VOO.

Over three years, VBF compounded at +5.16% per year against +21.50% for VOO; over five years the annualized figures are -1.89% and +13.44% respectively. Across the full 16-year window we track, VOO has the edge at +13.58% annualized vs -0.06%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 10.5% for VBF. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -41.6% for VBF and -34.3% for VOO. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.40. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VBF charges 0.54% per year while VOO charges 0.03%. On a $10,000 position that is $54 vs $3 annually, a gap of $51 per year that compounds over a long holding period. On income, VBF currently yields 5.07% against 1.09% for VOO.

Holdings Overlap

0.1%overlap

VBF and VOO share 3 holdings out of 1519 unique holdings combined, representing a 0.1% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Top Shared Holdings

StockWeight in VBFWeight in VOODifference
C0.08%0.36%0.28%
AON0.01%0.11%0.10%
CNP0.03%0.04%0.01%

Frequently Asked Questions

Which is cheaper, VBF or VOO?

VBF has an expense ratio of 0.54% while VOO charges 0.03%. VOO is the cheaper option. On a $10,000 investment, that is $51 per year of difference.

Which performed better, VBF or VOO?

Over the past year VBF returned +0.15% vs +23.71% for VOO, so VOO leads on 1-year performance. Over the longest common window we track (16 years), VBF annualized -0.06% vs +13.58% for VOO. Past performance does not guarantee future results.

Which is riskier, VBF or VOO?

VOO has been the more volatile fund at 14.1% annualized versus 10.5% for VBF. Worst drawdown: VBF -41.6% vs VOO -34.3%.

Should I hold both VBF and VOO?

VBF and VOO have a monthly-return correlation of 0.40, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VBF and VOO?

VBF and VOO share 3 common holdings with a 0.1% weight overlap. Combined, they hold 1519 unique securities.

Which pays a higher dividend, VBF or VOO?

VBF yields 5.07% while VOO yields 1.09%, so VBF currently pays the higher dividend yield.

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