VGIT vs VTV

Quick Verdict

VTV delivered stronger 1-year returns. VTV offers more diversification with 308 holdings.

Lower Fees: TiedHigher Returns: VTVMore Diversified: VTV

Side-by-Side Comparison

MetricVGITVTVWinner
Expense Ratio0.03%0.03%
AUM$42.1B$186.1B
Dividend Yield3.84%2.29%
Holdings106311
YTD Return-0.62%+17.56%
1Y Return+1.32%+29.46%
3Y Return (annualized)+3.60%+18.21%
5Y Return (annualized)-0.12%+12.55%
Volatility (annualized)4.3%14.5%
Max Drawdown-17.2%-61.3%
Fund FamilyVanguard (US)Vanguard (US)
CategoryFixed IncomeEquity
InceptionNov 19, 2009Jan 26, 2004

VGIT vs VTV Performance

Vanguard Intermediate Term Treasury ETF (VGIT) is a ETF from Vanguard (US) and Vanguard Value ETF (VTV) is a ETF from Vanguard (US). Over the past year VGIT returned +1.32% while VTV returned +29.46%. Year to date, VGIT is down 0.62% versus a gain of 17.56% for VTV.

Over three years, VGIT compounded at +3.60% per year against +18.21% for VTV; over five years the annualized figures are -0.12% and +12.55% respectively. Across the full 17-year window we track, VTV has the edge at +7.59% annualized vs +0.75%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VTV has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 4.3% for VGIT. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -17.2% for VGIT and -61.3% for VTV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.11. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VGIT charges 0.03% per year while VTV charges 0.03%. On a $10,000 position that is $3 vs $3 annually. On income, VGIT currently yields 3.84% against 2.29% for VTV.

Holdings Overlap

0.0%overlap

VGIT and VTV share 0 holdings out of 392 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VGIT or VTV?

VGIT has an expense ratio of 0.03% while VTV charges 0.03%. They cost the same. On a $10,000 investment, that is $0 per year of difference.

Which performed better, VGIT or VTV?

Over the past year VGIT returned +1.32% vs +29.46% for VTV, so VTV leads on 1-year performance. Over the longest common window we track (17 years), VGIT annualized +0.75% vs +7.59% for VTV. Past performance does not guarantee future results.

Which is riskier, VGIT or VTV?

VTV has been the more volatile fund at 14.5% annualized versus 4.3% for VGIT. Worst drawdown: VGIT -17.2% vs VTV -61.3%.

Should I hold both VGIT and VTV?

VGIT and VTV have a monthly-return correlation of -0.11, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VGIT and VTV?

VGIT and VTV share 0 common holdings with a 0.0% weight overlap. Combined, they hold 392 unique securities.

Which pays a higher dividend, VGIT or VTV?

VGIT yields 3.84% while VTV yields 2.29%, so VGIT currently pays the higher dividend yield.

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