SCHV vs VTV
Schwab US Large-Cap Value ETF vs Vanguard Value ETF
Quick Verdict
VTV has a lower expense ratio. VTV delivered stronger 1-year returns. SCHV offers more diversification with 557 holdings.
Side-by-Side Comparison
| Metric | SCHV | VTV | Winner |
|---|---|---|---|
| Expense Ratio | 0.04% | 0.03% | |
| AUM | $15.8B | $186.1B | |
| Dividend Yield | 1.75% | 2.29% | |
| Holdings | 560 | 311 | |
| YTD Return | +17.83% | +18.10% | |
| 1Y Return | +27.46% | +29.51% | |
| 3Y Return (annualized) | +17.94% | +18.49% | |
| 5Y Return (annualized) | +10.66% | +12.32% | |
| Volatility (annualized) | 14.1% | 14.5% | |
| Max Drawdown | -37.1% | -61.3% | |
| Fund Family | Charles Schwab Asset Management | Vanguard (US) | |
| Category | Equity | Equity | |
| Inception | Dec 11, 2009 | Jan 26, 2004 |
SCHV vs VTV Performance
Schwab US Large-Cap Value ETF (SCHV) is a ETF from Charles Schwab Asset Management and Vanguard Value ETF (VTV) is a ETF from Vanguard (US). Over the past year SCHV returned +27.46% while VTV returned +29.51%. Year to date, SCHV is up 17.83% versus a gain of 18.10% for VTV.
Over three years, SCHV compounded at +17.94% per year against +18.49% for VTV; over five years the annualized figures are +10.66% and +12.32% respectively. Across the full 17-year window we track, SCHV has the edge at +9.70% annualized vs +7.60%. Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTV has been the more volatile fund, with annualized monthly volatility of 14.5% compared with 14.1% for SCHV. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -37.1% for SCHV and -61.3% for VTV. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.99. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
SCHV charges 0.04% per year while VTV charges 0.03%. On a $10,000 position that is $4 vs $3 annually, a gap of $1 per year that compounds over a long holding period. On income, SCHV currently yields 1.75% against 2.29% for VTV.
Holdings Overlap
SCHV and VTV share 254 holdings out of 611 unique holdings combined, representing a 71.2% weight overlap.
High overlap means holding both may not provide much additional diversification.
Frequently Asked Questions
Which is cheaper, SCHV or VTV?
SCHV has an expense ratio of 0.04% while VTV charges 0.03%. VTV is the cheaper option. On a $10,000 investment, that is $1 per year of difference.
Which performed better, SCHV or VTV?
Over the past year SCHV returned +27.46% vs +29.51% for VTV, so VTV leads on 1-year performance. Over the longest common window we track (17 years), SCHV annualized +9.70% vs +7.60% for VTV. Past performance does not guarantee future results.
Which is riskier, SCHV or VTV?
VTV has been the more volatile fund at 14.5% annualized versus 14.1% for SCHV. Worst drawdown: SCHV -37.1% vs VTV -61.3%.
Should I hold both SCHV and VTV?
SCHV and VTV have a monthly-return correlation of 0.99, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.
What is the holdings overlap between SCHV and VTV?
SCHV and VTV share 254 common holdings with a 71.2% weight overlap. Combined, they hold 611 unique securities.
Which pays a higher dividend, SCHV or VTV?
SCHV yields 1.75% while VTV yields 2.29%, so VTV currently pays the higher dividend yield.
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