VOO vs VVR

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOVVRWinner
Expense Ratio0.03%5.26%
AUM$979.0B$1,117.8
Dividend Yield1.09%13.04%
Holdings509525
YTD Return+14.48%-0.98%
1Y Return+22.02%-6.76%
3Y Return (annualized)+21.80%+2.97%
5Y Return (annualized)+13.36%+4.49%
Volatility (annualized)14.2%14.9%
Max Drawdown-34.3%-81.8%
Fund FamilyVanguard (US)Invesco (US)
CategoryEquityFixed Income
InceptionSep 7, 2010Jun 24, 1998

VOO vs VVR Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Invesco Senior Income Trust (VVR) is a ETF from Invesco (US). Over the past year VOO returned +22.02% while VVR returned -6.76%. Year to date, VOO is up 14.48% versus a loss of 0.98% for VVR.

Over three years, VOO compounded at +21.80% per year against +2.97% for VVR; over five years the annualized figures are +13.36% and +4.49% respectively. Across the full 16-year window we track, VOO has the edge at +13.61% annualized vs -2.10%. Past performance does not guarantee future results.

Risk: Volatility and Drawdowns

VVR has been the more volatile fund, with annualized monthly volatility of 14.9% compared with 14.2% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -81.8% for VVR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.54. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VOO charges 0.03% per year while VVR charges 5.26%. On a $10,000 position that is $3 vs $526 annually, a gap of $523 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 13.04% for VVR.

Holdings Overlap

0.0%overlap

VOO and VVR share 0 holdings out of 643 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or VVR?

VOO has an expense ratio of 0.03% while VVR charges 5.26%. VOO is the cheaper option. On a $10,000 investment, that is $523 per year of difference.

Which performed better, VOO or VVR?

Over the past year VOO returned +22.02% vs -6.76% for VVR, so VOO leads on 1-year performance. Over the longest common window we track (16 years), VOO annualized +13.61% vs -2.10% for VVR. Past performance does not guarantee future results.

Which is riskier, VOO or VVR?

VVR has been the more volatile fund at 14.9% annualized versus 14.2% for VOO. Worst drawdown: VOO -34.3% vs VVR -81.8%.

Should I hold both VOO and VVR?

VOO and VVR have a monthly-return correlation of 0.54, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and VVR?

VOO and VVR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 643 unique securities.

Which pays a higher dividend, VOO or VVR?

VOO yields 1.09% while VVR yields 13.04%, so VVR currently pays the higher dividend yield.

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