VOO vs WTIP

Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 505 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOWTIPWinner
Expense Ratio0.03%0.65%
AUM$979.0B$21M
Dividend Yield1.09%3.85%
Holdings50935
YTD Return+13.80%+8.09%
1Y Return+23.71%+23.47%
3Y Return (annualized)+21.50%-
5Y Return (annualized)+13.44%-
Volatility (annualized)14.1%12.8%
Max Drawdown-34.3%-16.5%
Fund FamilyVanguard (US)WisdomTree Investments
CategoryEquityFixed Income
InceptionSep 7, 2010Jun 18, 2025

VOO vs WTIP Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and WisdomTree Inflation Plus Fund ETF (WTIP) is a ETF from WisdomTree Investments. Over the past year VOO returned +23.71% while WTIP returned +23.47%. Year to date, VOO is up 13.80% versus a gain of 8.09% for WTIP.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 12.8% for WTIP. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -16.5% for WTIP. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at -0.02. They move independently enough that combining them can meaningfully diversify a portfolio.

Fees and Cost Over Time

VOO charges 0.03% per year while WTIP charges 0.65%. On a $10,000 position that is $3 vs $65 annually, a gap of $62 per year that compounds over a long holding period. On income, VOO currently yields 1.09% against 3.85% for WTIP.

Holdings Overlap

0.0%overlap

VOO and WTIP share 0 holdings out of 526 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or WTIP?

VOO has an expense ratio of 0.03% while WTIP charges 0.65%. VOO is the cheaper option. On a $10,000 investment, that is $62 per year of difference.

Which performed better, VOO or WTIP?

Over the past year VOO returned +23.71% vs +23.47% for WTIP, so VOO leads on 1-year performance. Over the longest common window we track (1 years), VOO annualized +13.58% vs +20.91% for WTIP. Past performance does not guarantee future results.

Which is riskier, VOO or WTIP?

VOO has been the more volatile fund at 14.1% annualized versus 12.8% for WTIP. Worst drawdown: VOO -34.3% vs WTIP -16.5%.

Should I hold both VOO and WTIP?

VOO and WTIP have a monthly-return correlation of -0.02, so combining them can provide real diversification depending on your allocation goals.

What is the holdings overlap between VOO and WTIP?

VOO and WTIP share 0 common holdings with a 0.0% weight overlap. Combined, they hold 526 unique securities.

Which pays a higher dividend, VOO or WTIP?

VOO yields 1.09% while WTIP yields 3.85%, so WTIP currently pays the higher dividend yield.

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