VOO vs XLBI
Vanguard S&P 500 ETF vs State Street Materials Select Sector SPDR Premium Income ETF
Which is better, VOO or XLBI?
Each has led over a different period.
VOO has a lower expense ratio. VOO led over the full window, XLBI over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VOO | XLBI |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.35% |
| AUM | $1.0T | $10M |
| Dividend Yield | 1.05% | 28.35% |
| Holdings | 519 | 7 |
| YTD Return | +12.11%Best | +9.27% |
| 1Y Return | +12.50% | +13.10%Best |
| 3Y Return (annualized) | +21.54% | - |
| 5Y Return (annualized) | +11.93% | - |
| Volatility (annualized) | 11.7%Best | 12.7% |
| Max Drawdown | -8.9%Best | -10.6% |
| $10,000 over 1.3 years | $12,176Best | $11,500 |
| Fund Family | Vanguard (US) | State Street Investment Management |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Blend |
| Inception | Sep 7, 2010 | Jul 29, 2025 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown, and the $10,000 over 1.3 years row, are measured over the window both funds cover: Jul 30, 2025 to Nov 11, 2026 (1.3 years).
VOO vs XLBI growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 1.3 years both funds cover.
VOO vs XLBI Performance
Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US) and State Street Materials Select Sector SPDR Premium Income ETF (XLBI) is an ETF from State Street Investment Management. Over the past year VOO returned +12.50% while XLBI returned +13.10%. Year to date, VOO is up 12.11% versus a gain of 9.27% for XLBI.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XLBI has been the more volatile fund, with annualized monthly volatility of 12.7% compared with 11.7% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -8.9% for VOO and -10.6% for XLBI. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.34. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VOO charges 0.03% per year while XLBI charges 0.35%. On a $10,000 position that is $3 vs $35 annually, a gap of $32 per year that compounds over a long holding period. On income, VOO currently yields 1.05% against 28.35% for XLBI.
Holdings Overlap
We hold position weights for 506 holdings in VOO and 2 in XLBI, totalling 100.2% and 101.3% of the two funds. The two books name no position in common, so there is no overlap percentage to show.
0 positions in common, counted across the 506 positions we hold weights for in VOO and 2 in XLBI, against full books of 519 and 7.
You are not choosing between two funds in isolation.
Whichever of VOO and XLBI you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VOO or XLBI?
VOO has an expense ratio of 0.03% while XLBI charges 0.35%. VOO is the cheaper option, by $32 a year on a $10,000 investment.
Which performed better, VOO or XLBI?
Over the past year VOO returned +12.50% vs +13.10% for XLBI, so XLBI leads on 1-year performance. Over the longest common window we track (1 years), VOO annualized +16.35% vs +11.35% for XLBI. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VOO or XLBI?
XLBI has been the more volatile fund at 12.7% annualized versus 11.7% for VOO. Worst drawdown: VOO -8.9% vs XLBI -10.6%.
Should I hold both VOO and XLBI?
VOO and XLBI have a monthly-return correlation of 0.34, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VOO or XLBI?
VOO yields 1.05% while XLBI yields 28.35%, so XLBI currently pays the higher dividend yield.
Is XLBI better than VOO?
VOO has a lower expense ratio. VOO led over the full window, XLBI over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.