VOO vs XRPZ
Vanguard S&P 500 ETF vs Franklin XRP ETF
Which is better, VOO or XRPZ?
Large Cap Blend against Single Currency.
VOO has a lower expense ratio. VOO led over 1Y.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VOO | XRPZ |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.19% |
| AUM | $1.0T | $384M |
| Dividend Yield | 1.05% | 0.00% |
| Holdings | 519 | 2 |
| YTD Return | +12.11%Best | -46.28% |
| 1Y Return | +12.50%Best | -53.02% |
| 3Y Return (annualized) | +21.54% | - |
| 5Y Return (annualized) | +11.93% | - |
| Volatility (annualized) | 13.3%Best | 51.5% |
| Fund Family | Vanguard (US) | Franklin Templeton Investments (US) |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Single Currency |
| Inception | Sep 7, 2010 | Nov 24, 2025 |
Not shown on this pair: Max Drawdown, $10,000 over the window, Top 10 Weight.
VOO vs XRPZ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view is available from the range buttons; it is not the opening view here because over the whole period one of these two funds moves so much further than the other that its line would sit flat on the axis.
VOO vs XRPZ Performance
Vanguard S&P 500 ETF (VOO) is an ETF from Vanguard (US) and Franklin XRP ETF (XRPZ) is an ETF from Franklin Templeton Investments (US). Over the past year VOO returned +12.50% while XRPZ returned -53.02%. Year to date, VOO is up 12.11% versus a loss of 46.28% for XRPZ.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XRPZ has been the more volatile fund, with annualized monthly volatility of 51.5% compared with 13.3% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The two funds' monthly returns correlate at 0.29. They move largely independently of each other.
Fees and Cost Over Time
VOO charges 0.03% per year while XRPZ charges 0.19%. On a $10,000 position that is $3 vs $19 annually, a gap of $16 per year that compounds over a long holding period. On income, VOO currently yields 1.05% against 0.00% for XRPZ.
You are not choosing between two funds in isolation.
Whichever of VOO and XRPZ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VOO or XRPZ?
VOO has an expense ratio of 0.03% while XRPZ charges 0.19%. VOO is the cheaper option, by $16 a year on a $10,000 investment.
Which performed better, VOO or XRPZ?
Over the past year VOO returned +12.50% vs -53.02% for XRPZ, so VOO leads on 1-year performance. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VOO or XRPZ?
XRPZ has been the more volatile fund at 51.5% annualized versus 13.3% for VOO.
Should I hold both VOO and XRPZ?
VOO and XRPZ have a monthly-return correlation of 0.29, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VOO or XRPZ?
VOO yields 1.05% while XRPZ yields 0.00%, so VOO currently pays the higher dividend yield.
Is XRPZ better than VOO?
VOO has a lower expense ratio. VOO led over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.