VOO vs XYZY
Vanguard S&P 500 ETF vs YieldMax XYZ Option Income Strategy ETF
Quick Verdict
VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.
Side-by-Side Comparison
| Metric | VOO | XYZY | Winner |
|---|---|---|---|
| Expense Ratio | 0.03% | 1.44% | |
| AUM | $997.4B | $45M | |
| Dividend Yield | 1.08% | 78.81% | |
| Holdings | 509 | 14 | |
| YTD Return | +12.68% | +12.68% | |
| 1Y Return | +21.87% | -1.65% | |
| 3Y Return (annualized) | +22.06% | - | |
| 5Y Return (annualized) | +12.95% | - | |
| Volatility (annualized) | 14.1% | 41.8% | |
| Max Drawdown | -34.3% | -52.3% | |
| Fund Family | Vanguard (US) | YieldMax ETF | |
| Category | Equity | Alternative | |
| Inception | Sep 7, 2010 | Oct 10, 2023 |
VOO vs XYZY Performance
Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and YieldMax XYZ Option Income Strategy ETF (XYZY) is a ETF from YieldMax ETF. Over the past year VOO returned +21.87% while XYZY returned -1.65%. Year to date, VOO is up 12.68% versus a gain of 12.68% for XYZY.
Risk: Volatility and Drawdowns
XYZY has been the more volatile fund, with annualized monthly volatility of 41.8% compared with 14.1% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -34.3% for VOO and -52.3% for XYZY. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.
The two funds' monthly returns correlate at 0.64. They move independently enough that combining them can meaningfully diversify a portfolio.
Fees and Cost Over Time
VOO charges 0.03% per year while XYZY charges 1.44%. On a $10,000 position that is $3 vs $144 annually, a gap of $141 per year that compounds over a long holding period. On income, VOO currently yields 1.08% against 78.81% for XYZY.
Holdings Overlap
VOO and XYZY share 0 holdings out of 508 unique holdings combined, representing a 0.0% weight overlap.
Moderate overlap means holding both could provide meaningful diversification benefits.
Frequently Asked Questions
Which is cheaper, VOO or XYZY?
VOO has an expense ratio of 0.03% while XYZY charges 1.44%. VOO is the cheaper option. On a $10,000 investment, that is $141 per year of difference.
Which performed better, VOO or XYZY?
Over the past year VOO returned +21.87% vs -1.65% for XYZY, so VOO leads on 1-year performance. Over the longest common window we track (3 years), VOO annualized +13.47% vs +12.32% for XYZY. Past performance does not guarantee future results.
Which is riskier, VOO or XYZY?
XYZY has been the more volatile fund at 41.8% annualized versus 14.1% for VOO. Worst drawdown: VOO -34.3% vs XYZY -52.3%.
Should I hold both VOO and XYZY?
VOO and XYZY have a monthly-return correlation of 0.64, so combining them can provide real diversification depending on your allocation goals.
What is the holdings overlap between VOO and XYZY?
VOO and XYZY share 0 common holdings with a 0.0% weight overlap. Combined, they hold 508 unique securities.
Which pays a higher dividend, VOO or XYZY?
VOO yields 1.08% while XYZY yields 78.81%, so XYZY currently pays the higher dividend yield.
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