VOO vs ZMAR

VOO vs ZMAR
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Quick Verdict

VOO has a lower expense ratio. VOO delivered stronger 1-year returns. VOO offers more diversification with 509 holdings.

Lower Fees: VOOHigher Returns: VOOMore Diversified: VOO

Side-by-Side Comparison

MetricVOOZMARWinner
Expense Ratio0.03%0.79%
AUM$997.4B$114M
Dividend Yield1.08%0.00%
Holdings5097
YTD Return+12.68%+3.56%
1Y Return+21.87%+6.42%
3Y Return (annualized)+22.06%-
5Y Return (annualized)+12.95%-
Volatility (annualized)14.1%1.8%
Max Drawdown-34.3%-2.3%
Fund FamilyVanguard (US)Innovator ETFs Trust
CategoryEquityAlternative
InceptionSep 7, 2010Mar 3, 2025

VOO vs ZMAR Performance

Vanguard S&P 500 ETF (VOO) is a ETF from Vanguard (US) and Innovator Equity Defined Protection ETF - 1 Yr March (ZMAR) is a ETF from Innovator ETFs Trust. Over the past year VOO returned +21.87% while ZMAR returned +6.42%. Year to date, VOO is up 12.68% versus a gain of 3.56% for ZMAR.

Risk: Volatility and Drawdowns

VOO has been the more volatile fund, with annualized monthly volatility of 14.1% compared with 1.8% for ZMAR. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -34.3% for VOO and -2.3% for ZMAR. Drawdown depth is worth weighing if you expect to sell during market stress rather than ride it out.

The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.

Fees and Cost Over Time

VOO charges 0.03% per year while ZMAR charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, VOO currently yields 1.08% against 0.00% for ZMAR.

Holdings Overlap

0.0%overlap

VOO and ZMAR share 0 holdings out of 506 unique holdings combined, representing a 0.0% weight overlap.

Moderate overlap means holding both could provide meaningful diversification benefits.

Frequently Asked Questions

Which is cheaper, VOO or ZMAR?

VOO has an expense ratio of 0.03% while ZMAR charges 0.79%. VOO is the cheaper option. On a $10,000 investment, that is $76 per year of difference.

Which performed better, VOO or ZMAR?

Over the past year VOO returned +21.87% vs +6.42% for ZMAR, so VOO leads on 1-year performance. Over the longest common window we track (2 years), VOO annualized +13.47% vs +6.60% for ZMAR. Past performance does not guarantee future results.

Which is riskier, VOO or ZMAR?

VOO has been the more volatile fund at 14.1% annualized versus 1.8% for ZMAR. Worst drawdown: VOO -34.3% vs ZMAR -2.3%.

Should I hold both VOO and ZMAR?

VOO and ZMAR have a monthly-return correlation of 0.90, so they move almost identically. Holding both adds little diversification - most investors pick one, usually on fees or the specific index tracked.

What is the holdings overlap between VOO and ZMAR?

VOO and ZMAR share 0 common holdings with a 0.0% weight overlap. Combined, they hold 506 unique securities.

Which pays a higher dividend, VOO or ZMAR?

VOO yields 1.08% while ZMAR yields 0.00%, so VOO currently pays the higher dividend yield.

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