VOO vs ZSB

VOO vs ZSB

Which is better, VOO or ZSB?

Large Cap Blend against Precious Metals.

VOO has a lower expense ratio. VOO led over the full window, ZSB over 1Y.

Lower Fees: VOOHigher Returns: split

MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.

Side-by-Side Comparison

MetricVOOZSB
Expense Ratio0.03%Best0.59%
AUM$1.0T$2M
Dividend Yield1.05%0.93%
Holdings5193
Volatility (annualized)12.3%Best21.7%
Max Drawdown-18.7%Best-49.3%
$10,000 over 3.8 years$20,492Best$8,375
Fund FamilyVanguard (US)USCF Investments
CategoryEquityCommodity
StyleLarge Cap BlendPrecious Metals
InceptionSep 7, 2010Jan 10, 2023

Not shown on this pair: YTD Return, 1Y Return, 3Y Return (annualized), 5Y Return (annualized), Top 10 Weight.

The two price series end 22 days apart, so a return over any period would be measuring two different stretches of market. Those rows are withheld. VOO has data through Nov 10, 2026 and ZSB through Oct 19, 2026.

Volatility and max drawdown, and the $10,000 over 3.8 years row, are measured over the window both funds cover: Jan 11, 2023 to Oct 19, 2026 (3.8 years).

Risk: Volatility and Drawdowns

ZSB has been the more volatile fund, with annualized monthly volatility of 21.7% compared with 12.3% for VOO. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.

The deepest peak-to-trough decline in our data was -18.7% for VOO and -49.3% for ZSB. Drawdown depth is what each fund did in the worst stretch of the window measured above.

The two funds' monthly returns correlate at 0.11. They move largely independently of each other.

Fees and Cost Over Time

VOO charges 0.03% per year while ZSB charges 0.59%. On a $10,000 position that is $3 vs $59 annually, a gap of $56 per year that compounds over a long holding period. On income, VOO currently yields 1.05% against 0.93% for ZSB.

You are not choosing between two funds in isolation.

Whichever of VOO and ZSB you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.

VOOZSB

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Frequently Asked Questions

Which is cheaper, VOO or ZSB?

VOO has an expense ratio of 0.03% while ZSB charges 0.59%. VOO is the cheaper option, by $56 a year on a $10,000 investment.

Which is riskier, VOO or ZSB?

ZSB has been the more volatile fund at 21.7% annualized versus 12.3% for VOO. Worst drawdown: VOO -18.7% vs ZSB -49.3%.

Should I hold both VOO and ZSB?

VOO and ZSB have a monthly-return correlation of 0.11, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.

Which pays a higher dividend, VOO or ZSB?

VOO yields 1.05% while ZSB yields 0.93%, so VOO currently pays the higher dividend yield.

Is ZSB better than VOO?

VOO has a lower expense ratio. VOO led over the full window, ZSB over 1Y. Which one suits a particular account depends on what it is for. This is information, not a recommendation.