VPC vs VXUS
Virtus Private Credit Strategy ETF vs Vanguard Total International Stock ETF
Which is better, VPC or VXUS?
Preferred Stock against Large Cap Blend.
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VPC | VXUS |
|---|---|---|
| Expense Ratio | 10.60% | 0.05%Best |
| AUM | $30M | $158.1B |
| Dividend Yield | 15.26% | 2.51% |
| Holdings | 59 | 8,747 |
| YTD Return | -11.33% | +13.44%Best |
| 1Y Return | -12.38% | +21.98%Best |
| 3Y Return (annualized) | -0.45% | +20.89%Best |
| 5Y Return (annualized) | +0.66% | +9.16%Best |
| Volatility (annualized) | 20.6% | 15.9%Best |
| Max Drawdown | -55.3% | -35.1%Best |
| $10,000 over 5 years | $10,334 | $15,499Best |
| Fund Family | Virtus Investment Partners | Vanguard (US) |
| Category | Allocation/Balanced | Equity |
| Style | Preferred Stock | Large Cap Blend |
| Inception | Feb 7, 2019 | Jan 26, 2011 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Feb 8, 2019 to Sep 25, 2026 (7.6 years).
VPC vs VXUS growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 7.6 years both funds cover.
VPC vs VXUS Performance
Virtus Private Credit Strategy ETF (VPC) is an ETF from Virtus Investment Partners and Vanguard Total International Stock ETF (VXUS) is an ETF from Vanguard (US). Over the past year VPC returned -12.38% while VXUS returned +21.98%. Year to date, VPC is down 11.33% versus a gain of 13.44% for VXUS.
Over three years, VPC compounded at -0.45% per year against +20.89% for VXUS; over five years the annualized figures are +0.66% and +9.16% respectively. Across the full 8-year window we track, VXUS has the edge at +9.76% annualized vs +1.10%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VPC has been the more volatile fund, with annualized monthly volatility of 20.6% compared with 15.9% for VXUS. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -55.3% for VPC and -35.1% for VXUS. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.68. They move together some of the time, and apart the rest.
Fees and Cost Over Time
VPC charges 10.60% per year while VXUS charges 0.05%. On a $10,000 position that is $1060 vs $5 annually, a gap of $1055 per year that compounds over a long holding period. On income, VPC currently yields 15.26% against 2.51% for VXUS.
Holdings Overlap
We hold position weights for 61 holdings in VPC and 8,082 in VXUS, totalling 94.3% and 88.8% of the two funds. Neither is a share of a fund we can divide by, so no overlap percentage is shown here. Within what we can see, 1 positions appear in both.
1 positions in common, counted across the 61 positions we hold weights for in VPC and 8,082 in VXUS, against full books of 59 and 8,747.
Top Shared Holdings
| Stock | Weight in VPC | Weight in VXUS | Difference |
|---|---|---|---|
| SARSaratoga Investment Corp | 1.91% | 0.01% | 1.90% |
You are not choosing between two funds in isolation.
Whichever of VPC and VXUS you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VPC or VXUS?
VPC has an expense ratio of 10.60% while VXUS charges 0.05%. VXUS is the cheaper option, by $1055 a year on a $10,000 investment.
Which performed better, VPC or VXUS?
Over the past year VPC returned -12.38% vs +21.98% for VXUS, so VXUS leads on 1-year performance. Over the longest common window we track (8 years), VPC annualized +1.10% vs +9.76% for VXUS. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VPC or VXUS?
VPC has been the more volatile fund at 20.6% annualized versus 15.9% for VXUS. Worst drawdown: VPC -55.3% vs VXUS -35.1%.
Should I hold both VPC and VXUS?
VPC and VXUS have a monthly-return correlation of 0.68, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VPC or VXUS?
VPC yields 15.26% while VXUS yields 2.51%, so VPC currently pays the higher dividend yield.
Is VXUS better than VPC?
VXUS has a lower expense ratio. VXUS led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.