VTI vs WBIG
Vanguard Morningstar Total Stock Market ETF vs WBI BullBear Yield 3000 ETF
Which is better, VTI or WBIG?
Large Cap Blend against Large Cap Value.
VTI has a lower expense ratio. VTI led over 3Y, 5Y and the full window, WBIG over 1Y. WBIG is less concentrated, with 19.4% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | WBIG |
|---|---|---|
| Expense Ratio | 0.03%Best | 1.59% |
| AUM | $666.9B | $33M |
| Dividend Yield | 1.03% | 0.94% |
| Holdings | 3,543 | 81 |
| YTD Return | +12.08% | +13.60%Best |
| 1Y Return | +16.31% | +17.78%Best |
| 3Y Return (annualized) | +20.83%Best | +7.17% |
| 5Y Return (annualized) | +11.89%Best | +2.18% |
| Volatility (annualized) | 15.3% | 11.2%Best |
| Max Drawdown | -35.0% | -25.3%Best |
| $10,000 over 5 years | $17,537Best | $11,139 |
| Top 10 Weight | 33.3% | 19.4%Best |
| Fund Family | Vanguard (US) | WBI Investments |
| Category | Equity | Equity |
| Style | Large Cap Blend | Large Cap Value |
| Inception | May 24, 2001 | Aug 25, 2014 |
Volatility and max drawdown are measured over the window both funds cover: Aug 27, 2014 to Sep 14, 2026 (12 years).
VTI vs WBIG growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 12 years both funds cover.
VTI vs WBIG Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and WBI BullBear Yield 3000 ETF (WBIG) is an ETF from WBI Investments. Over the past year VTI returned +16.31% while WBIG returned +17.78%. Year to date, VTI is up 12.08% versus a gain of 13.60% for WBIG.
Over three years, VTI compounded at +20.83% per year against +7.17% for WBIG; over five years the annualized figures are +11.89% and +2.18% respectively. Across the full 12-year window we track, VTI has the edge at +11.96% annualized vs +1.35%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
VTI has been the more volatile fund, with annualized monthly volatility of 15.3% compared with 11.2% for WBIG. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -35.0% for VTI and -25.3% for WBIG. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.75. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while WBIG charges 1.59%. On a $10,000 position that is $3 vs $159 annually, a gap of $156 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 0.94% for WBIG.
Holdings Overlap
4.8% of VTI's money is in holdings WBIG also owns. 71.2% of WBIG's money is in holdings VTI also owns.
Most of WBIG is already inside VTI. Owning both mostly buys the same companies twice.
60 positions in common, counted across the 3,463 positions we hold weights for in VTI and 78 in WBIG, against full books of 3,543 and 81.
What only one of them owns
Our book lists 12 positions for WBIG that do not appear in our book for VTI (17.4% of the fund), and 1,091 for VTI that do not appear in WBIG (92.7%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in WBIG | Difference |
|---|---|---|---|
| TBBAt&t Inc | 0.22% | 1.75% | 1.53% |
| UPSUnited Parcel Service, Inc | 0.11% | 1.83% | 1.72% |
| OKEOneok Inc. | 0.08% | 1.78% | 1.70% |
| HPQHp Inc. | 0.03% | 1.82% | 1.79% |
| KMBKimberly-Clark Corp. | 0.05% | 1.79% | 1.74% |
| GISGeneral Mills In | 0.03% | 1.81% | 1.78% |
| ORCLOracle Corp - Common | 0.31% | 1.52% | 1.21% |
| PEGAPegasystems, Inc. | 0.00% | 1.81% | 1.81% |
| FISFidelity National Information Srvcs Inc | 0.03% | 1.75% | 1.72% |
| LMTLockheed Martin Corp | 0.19% | 1.57% | 1.38% |
71.2% of WBIG is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or WBIG?
VTI has an expense ratio of 0.03% while WBIG charges 1.59%. VTI is the cheaper option, by $156 a year on a $10,000 investment.
Which performed better, VTI or WBIG?
Over the past year VTI returned +16.31% vs +17.78% for WBIG, so WBIG leads on 1-year performance. Over the longest common window we track (12 years), VTI annualized +11.96% vs +1.35% for WBIG. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or WBIG?
VTI has been the more volatile fund at 15.3% annualized versus 11.2% for WBIG. Worst drawdown: VTI -35.0% vs WBIG -25.3%.
Should I hold both VTI and WBIG?
VTI and WBIG have a monthly-return correlation of 0.75, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
What is the holdings overlap between VTI and WBIG?
71.2% of WBIG's money is in holdings VTI also owns. 71.2% of WBIG's is in holdings VTI also owns. They hold 60 positions in common, counted across the 3,463 positions we hold weights for in VTI and 78 in WBIG.
Which pays a higher dividend, VTI or WBIG?
VTI yields 1.03% while WBIG yields 0.94%, so VTI currently pays the higher dividend yield.
Is WBIG better than VTI?
VTI has a lower expense ratio. VTI led over 3Y, 5Y and the full window, WBIG over 1Y. WBIG is less concentrated, with 19.4% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.