VTI vs XDQQ
Vanguard Morningstar Total Stock Market ETF vs Innovator Growth-100 Accelerated ETF - Quarterly
Which is better, VTI or XDQQ?
Large Cap Blend against Multi Alternative.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XDQQ |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.79% |
| AUM | $666.9B | $65M |
| Dividend Yield | 1.03% | 0.00% |
| Holdings | 3,543 | 10 |
| YTD Return | +11.06%Best | -1.33% |
| 1Y Return | +15.41%Best | +3.73% |
| 3Y Return (annualized) | +20.48%Best | +15.26% |
| 5Y Return (annualized) | +11.52%Best | +5.52% |
| Volatility (annualized) | 15.6%Best | 17.2% |
| Max Drawdown | -25.4%Best | -35.6% |
| $10,000 over 5 years | $17,249Best | $13,082 |
| Fund Family | Vanguard (US) | Innovator ETFs Trust |
| Category | Equity | Alternative |
| Style | Large Cap Blend | Multi Alternative |
| Inception | May 24, 2001 | Mar 31, 2021 |
Not shown on this pair: Top 10 Weight.
Volatility and max drawdown are measured over the window both funds cover: Apr 1, 2021 to Sep 16, 2026 (5.5 years).
VTI vs XDQQ growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 5.5 years both funds cover.
VTI vs XDQQ Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and Innovator Growth-100 Accelerated ETF - Quarterly (XDQQ) is an ETF from Innovator ETFs Trust. Over the past year VTI returned +15.41% while XDQQ returned +3.73%. Year to date, VTI is up 11.06% versus a loss of 1.33% for XDQQ.
Over three years, VTI compounded at +20.48% per year against +15.26% for XDQQ; over five years the annualized figures are +11.52% and +5.52% respectively. Across the full 6-year window we track, VTI has the edge at +12.57% annualized vs +7.71%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XDQQ has been the more volatile fund, with annualized monthly volatility of 17.2% compared with 15.6% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.4% for VTI and -35.6% for XDQQ. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.89. They usually move together, but the gap leaves some room for diversification.
Fees and Cost Over Time
VTI charges 0.03% per year while XDQQ charges 0.79%. On a $10,000 position that is $3 vs $79 annually, a gap of $76 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 0.00% for XDQQ.
You are not choosing between two funds in isolation.
Whichever of VTI and XDQQ you pick has to sit alongside everything else you own. Add the rest and see what the combination actually holds.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XDQQ?
VTI has an expense ratio of 0.03% while XDQQ charges 0.79%. VTI is the cheaper option, by $76 a year on a $10,000 investment.
Which performed better, VTI or XDQQ?
Over the past year VTI returned +15.41% vs +3.73% for XDQQ, so VTI leads on 1-year performance. Over the longest common window we track (6 years), VTI annualized +12.57% vs +7.71% for XDQQ. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XDQQ?
XDQQ has been the more volatile fund at 17.2% annualized versus 15.6% for VTI. Worst drawdown: VTI -25.4% vs XDQQ -35.6%.
Should I hold both VTI and XDQQ?
VTI and XDQQ have a monthly-return correlation of 0.89, so their returns are far enough apart for the mix to behave differently from either one alone. This is information, not a recommendation.
Which pays a higher dividend, VTI or XDQQ?
VTI yields 1.03% while XDQQ yields 0.00%, so VTI currently pays the higher dividend yield.
Is XDQQ better than VTI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. Which one suits a particular account depends on what it is for. This is information, not a recommendation.