VTI vs XJH
Vanguard Morningstar Total Stock Market ETF vs iShares ESG Select Screened S&P Mid-Cap ETF
Which is better, VTI or XJH?
Large Cap Blend against Mid Cap Blend.
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.90. XJH is less concentrated, with 9.0% of the fund in its ten largest positions against 33.3%.
MarketXLS is not an investment adviser. This comparison is generated automatically from market data and is for information only. A Best mark means the better reading on that one measure, not a recommendation to buy.
Side-by-Side Comparison
| Metric | VTI | XJH |
|---|---|---|
| Expense Ratio | 0.03%Best | 0.12% |
| AUM | $690.1B | $407M |
| Dividend Yield | 1.03% | 1.09% |
| Holdings | 3,524 | 712 |
| YTD Return | +13.35%Best | +10.14% |
| 1Y Return | +15.92%Best | +13.83% |
| 3Y Return (annualized) | +23.41%Best | +16.07% |
| 5Y Return (annualized) | +12.83%Best | +7.73% |
| Volatility (annualized) | 15.5%Best | 18.3% |
| Max Drawdown | -25.4% | -25.1%Best |
| $10,000 over 5 years | $18,286Best | $14,511 |
| Top 10 Weight | 33.3% | 9.0%Best |
| Fund Family | Vanguard (US) | iShares by BlackRock (US) |
| Category | Equity | Equity |
| Style | Large Cap Blend | Mid Cap Blend |
| Inception | May 24, 2001 | Sep 22, 2020 |
Volatility and max drawdown are measured over the window both funds cover: Sep 24, 2020 to Oct 2, 2026 (6 years).
VTI vs XJH growth
Month-end closes. Both lines start at 0% in the first month shown, so the gap between them is the difference in growth across that window. The full view covers the 6 years both funds cover.
VTI vs XJH Performance
Vanguard Morningstar Total Stock Market ETF (VTI) is an ETF from Vanguard (US) and iShares ESG Select Screened S&P Mid-Cap ETF (XJH) is an ETF from iShares by BlackRock (US). Over the past year VTI returned +15.92% while XJH returned +13.83%. Year to date, VTI is up 13.35% versus a gain of 10.14% for XJH.
Over three years, VTI compounded at +23.41% per year against +16.07% for XJH; over five years the annualized figures are +12.83% and +7.73% respectively. Across the full 6-year window we track, VTI has the edge at +16.28% annualized vs +13.64%.
Past performance does not guarantee future results.
Risk: Volatility and Drawdowns
XJH has been the more volatile fund, with annualized monthly volatility of 18.3% compared with 15.5% for VTI. Lower volatility generally means a smoother ride, though it often comes with lower long-run returns.
The deepest peak-to-trough decline in our data was -25.4% for VTI and -25.1% for XJH. Drawdown depth is what each fund did in the worst stretch of the window measured above.
The two funds' monthly returns correlate at 0.90. They move almost in lockstep, so holding both mostly duplicates the same exposure.
Fees and Cost Over Time
VTI charges 0.03% per year while XJH charges 0.12%. On a $10,000 position that is $3 vs $12 annually, a gap of $9 per year that compounds over a long holding period. On income, VTI currently yields 1.03% against 1.09% for XJH.
Holdings Overlap
4.3% of VTI's money is in holdings XJH also owns. 98.6% of XJH's money is in holdings VTI also owns.
Most of XJH is already inside VTI. Owning both mostly buys the same companies twice.
346 positions in common, counted across the 3,463 positions we hold weights for in VTI and 352 in XJH, against full books of 3,524 and 712.
What only one of them owns
Our book lists 5 positions for XJH that do not appear in our book for VTI (1.1% of the fund), and 847 for VTI that do not appear in XJH (93.3%).
Some of those will be the same company recorded under a different code in one of the two books, so the real difference in what you would own is no larger than this and may be smaller. We do not name the individual positions here for that reason.
Top Shared Holdings
| Stock | Weight in VTI | Weight in XJH | Difference |
|---|---|---|---|
| TWLOTwilio Inc. Class A | 0.04% | 1.13% | 1.09% |
| ILMNIllumina, Inc. | 0.04% | 1.02% | 0.98% |
| PSTGPure Storage Inc. Class A | 0.03% | 1.02% | 0.99% |
| 0RMV:LNTechnipfmc Plc Ordinary Shares | 0.04% | 1.00% | 0.96% |
| OKTAOkta Inc. | 0.03% | 0.91% | 0.88% |
| ATIAti Inc | 0.04% | 0.89% | 0.85% |
| NVT:IENvent Electric Plc Ordinary Shares | 0.03% | 0.86% | 0.83% |
| THCTenet Healthcare Corp Common Stock Usd 0.05 | 0.03% | 0.74% | 0.71% |
| CRSCarpenter Technology Corpcommon Stock | 0.03% | 0.72% | 0.69% |
| ENTGEntegris Inc Common Stock Usd 0.01 | 0.03% | 0.70% | 0.67% |
98.6% of XJH is already inside VTI.
You probably hold more than these two. Add the rest and see how much of the whole book is the same companies twice.
Free for up to 10 holdings. No account needed.
Frequently Asked Questions
Which is cheaper, VTI or XJH?
VTI has an expense ratio of 0.03% while XJH charges 0.12%. VTI is the cheaper option, by $9 a year on a $10,000 investment.
Which performed better, VTI or XJH?
Over the past year VTI returned +15.92% vs +13.83% for XJH, so VTI leads on 1-year performance. Over the longest common window we track (6 years), VTI annualized +16.28% vs +13.64% for XJH. Past performance does not guarantee future results. This is information, not a recommendation.
Which is riskier, VTI or XJH?
XJH has been the more volatile fund at 18.3% annualized versus 15.5% for VTI. Worst drawdown: VTI -25.4% vs XJH -25.1%.
Should I hold both VTI and XJH?
VTI and XJH have a monthly-return correlation of 0.90, so they move almost identically. What is left to separate them is the fee and the index each one tracks. This is information, not a recommendation.
What is the holdings overlap between VTI and XJH?
98.6% of XJH's money is in holdings VTI also owns. 98.6% of XJH's is in holdings VTI also owns. They hold 346 positions in common, counted across the 3,463 positions we hold weights for in VTI and 352 in XJH.
Which pays a higher dividend, VTI or XJH?
VTI yields 1.03% while XJH yields 1.09%, so XJH currently pays the higher dividend yield.
Is XJH better than VTI?
VTI has a lower expense ratio. VTI led over 1Y, 3Y, 5Y and the full window. The two have moved almost in lockstep, correlation 0.90. XJH is less concentrated, with 9.0% of the fund in its ten largest positions against 33.3%. Which one suits a particular account depends on what it is for. This is information, not a recommendation.